Home › Compare › OFSSZ vs SCHD

OFSSZ vs SCHD: Dividend Comparison 2026

OFSSZ yields 7.94% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 OFSSZ wins by $4.4K in total portfolio value
10 years
OFSSZ
OFSSZ
● Live price
7.94%
Share price
$25.19
Annual div
$2.00
5Y div CAGR
-0.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.4K
Annual income
$1,234.52
Full OFSSZ calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — OFSSZ vs SCHD

📍 OFSSZ pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodOFSSZSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, OFSSZ + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
OFSSZ pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OFSSZ
Annual income on $10K today (after 15% tax)
$674.87/yr
After 10yr DRIP, annual income (after tax)
$1,049.34/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, OFSSZ beats the other by $690.12/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of OFSSZ + SCHD for your $10,000?

OFSSZ: 50%SCHD: 50%
100% SCHD50/50100% OFSSZ
Portfolio after 10yr
$31.2K
Annual income
$828.56/yr
Blended yield
2.66%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OFSSZ buys
0
SCHD buys
0
No recent congressional trades found for OFSSZ or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricOFSSZSCHD
Forward yield7.94% ✓3.44%
Annual dividend / share$2.00 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-0.5%0% ✓
Portfolio after 10y$33.4K ✓$29.0K
Annual income after 10y$1,234.52 ✓$422.61
Total dividends collected$10.2K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: OFSSZ vs SCHD ($10,000, DRIP)

YearOFSSZ PortfolioOFSSZ Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,490$790.00$11,224$344.10+$266.00 → OFSSZ
2$13,138$844.08$12,567$354.98+$571.00 → OFSSZ
3$14,956$897.52$14,038$365.30+$918.00 → OFSSZ
4$16,953$950.05$15,648$375.06+$1.3K → OFSSZ
5$19,141$1,001.42$17,410$384.27+$1.7K → OFSSZ
6$21,532$1,051.42$19,335$392.95+$2.2K → OFSSZ
7$24,139$1,099.87$21,437$401.10+$2.7K → OFSSZ
8$26,975$1,146.62$23,733$408.75+$3.2K → OFSSZ
9$30,055$1,191.53$26,237$415.91+$3.8K → OFSSZ
10$33,394$1,234.52$28,968$422.61+$4.4K → OFSSZ

OFSSZ vs SCHD: Complete Analysis 2026

OFSSZ — Stock

OFSSZ is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in OFSSZ shares.

Full OFSSZ Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
📬

Get this OFSSZ vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

OFSSZ vs JEPIOFSSZ vs OOFSSZ vs KOOFSSZ vs MAINOFSSZ vs VYMOFSSZ vs DGROOFSSZ vs VIGOFSSZ vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.