Is OIEIX or XYLD a better dividend investment in 2026?

OIEIX currently yields 10.70% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between OIEIX and XYLD?

OIEIX has a forward dividend yield of 10.70% ($2.61/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 0.28 percentage points.

Home › Compare › OIEIX vs XYLD

OIEIX vs XYLD: Dividend Comparison 2026

OIEIX yields 10.70% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 OIEIX wins by $15.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

OIEIX

● Live price

10.70%

Share price

$24.42

Annual div

$2.61

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$40.6K

Annual income

$2,093.87

Full OIEIX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — OIEIX vs XYLD

📍 OIEIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	OIEIX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, OIEIX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

OIEIX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OIEIX

Annual income on $10K today (after 15% tax)

$909.84/yr

After 10yr DRIP, annual income (after tax)

$1,779.79/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $956.38/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of OIEIX + XYLD for your $10,000?

OIEIX: 50%XYLD: 50%

100% XYLD50/50100% OIEIX

Portfolio after 10yr

$32.9K

Annual income

$2,656.44/yr

Blended yield

8.07%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OIEIX buys

XYLD buys

No recent congressional trades found for OIEIX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricOIEIXXYLD

Forward yield	10.70%	10.98% ✓
Annual dividend / share	$2.61	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$40.6K ✓	$25.3K
Annual income after 10y	$2,093.87	$3,219.02 ✓
Total dividends collected	$15.8K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: OIEIX vs XYLD ($10,000, DRIP)

Year	OIEIX Portfolio	OIEIX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,770	$1,070.40	$10,818	$1,098.39	+$952.00 → OIEIX
2	$13,772	$1,177.48	$11,738	$1,222.51	+$2.0K → OIEIX
3	$16,023	$1,287.56	$12,774	$1,364.64	+$3.2K → OIEIX
4	$18,545	$1,400.06	$13,944	$1,527.86	+$4.6K → OIEIX
5	$21,358	$1,514.39	$15,270	$1,715.87	+$6.1K → OIEIX
6	$24,483	$1,629.97	$16,775	$1,933.09	+$7.7K → OIEIX
7	$27,943	$1,746.23	$18,490	$2,184.87	+$9.5K → OIEIX
8	$31,761	$1,862.63	$20,450	$2,477.63	+$11.3K → OIEIX
9	$35,963	$1,978.67	$22,697	$2,819.19	+$13.3K → OIEIX
10	$40,575	$2,093.87	$25,280	$3,219.02	+$15.3K → OIEIX

OIEIX vs XYLD: Complete Analysis 2026

OIEIX — Stock

Under normal circumstances, at least 80% of the fund's assets will be invested in the equity securities of corporations that regularly pay dividends, including common stocks and debt securities and preferred securities convertible to common stock. "Assets" means net assets, plus the amount of borrowings for investment purposes. Although the fund invests primarily in securities of large cap companies, it may invest in equity investments of companies across all market capitalizations.

Full OIEIX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.