Is OIL or HDV a better dividend investment in 2026?

OIL currently yields 7.04% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: OIL offers higher current income.

What is the dividend yield difference between OIL and HDV?

OIL has a forward dividend yield of 7.04% ($2.00/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 4.12 percentage points.

Home › Compare › OIL vs HDV

OIL vs HDV: Dividend Comparison 2026

OIL yields 7.04% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 OIL wins by $7.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

OIL

● Live price

7.04%

Share price

$28.42

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.9K

Annual income

$1,100.23

Full OIL calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — OIL vs HDV

📍 OIL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	OIL	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, OIL + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

OIL pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OIL

Annual income on $10K today (after 15% tax)

$598.17/yr

After 10yr DRIP, annual income (after tax)

$935.20/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, OIL beats the other by $635.38/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of OIL + HDV for your $10,000?

OIL: 50%HDV: 50%

100% HDV50/50100% OIL

Portfolio after 10yr

$28.1K

Annual income

$726.47/yr

Blended yield

2.59%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OIL buys

HDV buys

No recent congressional trades found for OIL or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricOILHDV

Forward yield	7.04% ✓	2.92%
Annual dividend / share	$2.00	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$31.9K ✓	$24.3K
Annual income after 10y	$1,100.23 ✓	$352.73
Total dividends collected	$9.1K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: OIL vs HDV ($10,000, DRIP)

Year	OIL Portfolio	OIL Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,404	$703.73	$11,002	$292.38	+$402.00 → OIL
2	$12,952	$750.01	$12,084	$300.36	+$868.00 → OIL
3	$14,655	$796.11	$13,250	$308.02	+$1.4K → OIL
4	$16,522	$841.85	$14,506	$315.35	+$2.0K → OIL
5	$18,566	$887.04	$15,858	$322.35	+$2.7K → OIL
6	$20,797	$931.55	$17,313	$329.04	+$3.5K → OIL
7	$23,228	$975.23	$18,878	$335.42	+$4.3K → OIL
8	$25,872	$1,017.97	$20,560	$341.49	+$5.3K → OIL
9	$28,743	$1,059.67	$22,367	$347.25	+$6.4K → OIL
10	$31,855	$1,100.23	$24,307	$352.73	+$7.5K → OIL

OIL vs HDV: Complete Analysis 2026

OIL — Stock

The Barclays WTI Crude Oil Pure Beta Total Return Index (the "index") reflects the returns that are potentially available through an unleveraged investment in the futures contracts in the Crude Oil markets. The index may roll into one of a number of futures contracts with varying expiration dates, as selected using the Barclays Pure Beta Series 2 Methodology.

Full OIL Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.