HomeCompareOISVX vs SCHD

OISVX vs SCHD: Dividend Comparison 2026

OISVX yields 6.69% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 OISVX wins by $2.1K in total portfolio value
10 years
OISVX
OISVX
● Live price
6.69%
Share price
$13.66
Annual div
$0.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.1K
Annual income
$1,022.86
Full OISVX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — OISVX vs SCHD

📍 OISVX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodOISVXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, OISVX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
OISVX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OISVX
Annual income on $10K today (after 15% tax)
$568.34/yr
After 10yr DRIP, annual income (after tax)
$869.43/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, OISVX beats the other by $507.37/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of OISVX + SCHD for your $10,000?

OISVX: 50%SCHD: 50%
100% SCHD50/50100% OISVX
Portfolio after 10yr
$30.1K
Annual income
$724.40/yr
Blended yield
2.41%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OISVX buys
0
SCHD buys
0
No recent congressional trades found for OISVX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricOISVXSCHD
Forward yield6.69%3.46%
Annual dividend / share$0.91$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$31.1K$29.0K
Annual income after 10y$1,022.86$425.95
Total dividends collected$8.5K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: OISVX vs SCHD ($10,000, DRIP)

YearOISVX PortfolioOISVX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,369$668.63$11,226$346.36+$143.00OISVX
2$12,875$710.41$12,572$357.38+$303.00OISVX
3$14,528$751.90$14,046$367.84+$482.00OISVX
4$16,338$792.94$15,660$377.73+$678.00OISVX
5$18,315$833.39$17,425$387.07+$890.00OISVX
6$20,470$873.12$19,354$395.86+$1.1KOISVX
7$22,815$912.02$21,461$404.13+$1.4KOISVX
8$25,362$949.99$23,762$411.89+$1.6KOISVX
9$28,124$986.96$26,272$419.15+$1.9KOISVX
10$31,116$1,022.86$29,010$425.95+$2.1KOISVX

OISVX vs SCHD: Complete Analysis 2026

OISVXStock

Under normal circumstances, the fund will invest at least 80% of its net assets, plus the amount of any borrowings for investment purposes, in securities of small- and mid-market capitalization companies (80% policy). For purposes of this fund, small-market capitalization companies are those companies whose market capitalization is similar to the market capitalization of companies in the Russell 2000 ® Value Index, and mid-market capitalization companies are those companies whose market capitalization is similar to the market capitalization of companies in the Russell Midcap® Value Index.

Full OISVX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.