Is OITAF or FCPT a better dividend investment in 2026?

OITAF currently yields 25.62% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: OITAF offers higher current income.

What is the dividend yield difference between OITAF and FCPT?

OITAF has a forward dividend yield of 25.62% ($1.10/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 19.57 percentage points.

Home › Compare › OITAF vs FCPT

OITAF vs FCPT: Dividend Comparison 2026

OITAF yields 25.62% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 OITAF wins by $3.81M in total portfolio value

INVESTMENT

TIME HORIZON10 years

OITAF

● Live price

25.62%

Share price

$4.31

Annual div

$1.10

5Y div CAGR

26.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$3.86M

Annual income

$2,242,369.59

Full OITAF calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — OITAF vs FCPT

📍 OITAF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	OITAF	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, OITAF + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

OITAF pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OITAF

Annual income on $10K today (after 15% tax)

$2,177.66/yr

After 10yr DRIP, annual income (after tax)

$1,906,014.15/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, OITAF beats the other by $1,901,105.16/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of OITAF + FCPT for your $10,000?

OITAF: 50%FCPT: 50%

100% FCPT50/50100% OITAF

Portfolio after 10yr

$1.95M

Annual income

$1,124,072.43/yr

Blended yield

57.55%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

OITAF

No analyst data

Altman Z

0.2

Piotroski

5/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OITAF buys

FCPT buys

No recent congressional trades found for OITAF or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricOITAFFCPT

Forward yield	25.62% ✓	6.05%
Annual dividend / share	$1.10	$1.43 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	26.7% ✓	15.8%
Portfolio after 10y	$3.86M	$49.1K ✓
Annual income after 10y	$2,242,369.59 ✓	$5,775.28
Total dividends collected	$3.65M	$24.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: OITAF vs FCPT ($10,000, DRIP)

Year	OITAF Portfolio	OITAF Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$13,946	$3,245.99	$11,401	$700.92	+$2.5K → OITAF
2	$20,283	$5,360.30	$13,064	$864.84	+$7.2K → OITAF
3	$30,933	$9,231.12	$15,051	$1,072.48	+$15.9K → OITAF
4	$49,769	$16,670.68	$17,442	$1,337.22	+$32.3K → OITAF
5	$85,013	$31,760.04	$20,340	$1,677.08	+$64.7K → OITAF
6	$155,203	$64,238.93	$23,880	$2,116.57	+$131.3K → OITAF
7	$304,936	$138,868.83	$28,241	$2,689.36	+$276.7K → OITAF
8	$649,359	$323,076.97	$33,660	$3,442.07	+$615.7K → OITAF
9	$1,509,470	$814,656.43	$40,456	$4,439.95	+$1.47M → OITAF
10	$3,857,503	$2,242,369.59	$49,063	$5,775.28	+$3.81M → OITAF

OITAF vs FCPT: Complete Analysis 2026

OITAF — Stock

The Oita Bank, Ltd. provides various banking products and services to individual and corporate clients primarily in Japan. It operates through two segments, Banking and Leasing. The company offers general saving account; saving, time, current, and foreign currency deposit accounts; public bonds; investment trust; car, education, housing, renovation, card, free, business owner, and empty house demolition and utilization loans; reverse mortgage; and insurance services. It also provides point, campaign, internet banking, ATM, bank app and PayB, payment, foreign currency, mail order, web account transfer reception, fund transfer acceptance, consultation, forex web, debit and credit card, and foreign remittance services. In addition, the company offers inheritance and gift related services; safe deposit boxes; automatic pension receipt services; and pension plan services. As of September 30, 2022, it operated through 93 branches. The Oita Bank, Ltd. was founded in 1893 and is headquartered in Oita, Japan.

Full OITAF Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.