Is OJIPF or RYLD a better dividend investment in 2026?

OJIPF currently yields 3.47% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between OJIPF and RYLD?

OJIPF has a forward dividend yield of 3.47% ($0.20/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 8.67 percentage points.

Home › Compare › OJIPF vs RYLD

OJIPF vs RYLD: Dividend Comparison 2026

OJIPF yields 3.47% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 OJIPF wins by $513.3K in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

OJIPF

● Live price

3.47%

Share price

$5.80

Annual div

$0.20

5Y div CAGR

55.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$557.8K

Annual income

$329,929.86

Full OJIPF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — OJIPF vs RYLD

📍 OJIPF pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	OJIPF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, OJIPF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

OJIPF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OJIPF

Annual income on $10K today (after 15% tax)

$294.79/yr

After 10yr DRIP, annual income (after tax)

$280,440.38/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, OJIPF beats the other by $278,241.13/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of OJIPF + RYLD for your $10,000?

OJIPF: 50%RYLD: 50%

100% RYLD50/50100% OJIPF

Portfolio after 10yr

$301.2K

Annual income

$166,258.60/yr

Blended yield

55.21%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OJIPF buys

RYLD buys

No recent congressional trades found for OJIPF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricOJIPFRYLD

Forward yield	3.47%	12.14% ✓
Annual dividend / share	$0.20	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	55.4% ✓	0%
Portfolio after 10y	$557.8K ✓	$44.5K
Annual income after 10y	$329,929.86 ✓	$2,587.35
Total dividends collected	$513.1K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: OJIPF vs RYLD ($10,000, DRIP)

Year	OJIPF Portfolio	OJIPF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,239	$538.94	$11,914	$1,213.65	$675.00 → RYLD
2	$12,905	$879.70	$14,099	$1,351.30	$1.2K → RYLD
3	$15,276	$1,467.06	$16,580	$1,494.55	$1.3K → RYLD
4	$18,867	$2,522.02	$19,384	$1,642.61	$517.00 → RYLD
5← crossover	$24,712	$4,523.95	$22,535	$1,794.70	+$2.2K → OJIPF
6	$35,047	$8,605.65	$26,063	$1,950.00	+$9.0K → OJIPF
7	$55,226	$17,725.58	$29,995	$2,107.69	+$25.2K → OJIPF
8	$99,658	$40,565.66	$34,361	$2,266.99	+$65.3K → OJIPF
9	$212,948	$106,314.26	$39,194	$2,427.12	+$173.8K → OJIPF
10	$557,784	$329,929.86	$44,525	$2,587.35	+$513.3K → OJIPF

OJIPF vs RYLD: Complete Analysis 2026

OJIPF — Stock

Oji Holdings Corporation, together with its subsidiaries, engages in the pulp and paper business in Japan and internationally. It operates in four segments: Household and Industrial Materials, Functional Materials, Forest Resources and Environment Marketing, and Printing and Communications Media. The Household and Industrial Materials segment offers containerboards, corrugated containers, boxboard and folding cartons, packaging papers, paper bags, household paper, and disposable diapers. This segment also provides tissue paper, toilet rolls, kitchen towels, wet wipes, and face masks. The Functional Materials segment offers specialty paper, thermal paper, adhesive products, and films. The Forest Resources and Environment Marketing segment provides pulp, energy, forest plantation, lumber processing, and fuels/chemicals, as well as offers other material procurement services. The Printing and Communications Media segment provides newsprint, printing, publication, and communication paper services. It also engages in the real estate, engineering, trading, logistics, businesses, etc. The company was formerly known as Oji Paper Co., Ltd. and changed its name to Oji Holdings Corporation in October 2012. Oji Holdings Corporation was founded in 1873 and is headquartered in Tokyo, Japan.

Full OJIPF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.