Is OPINL or HDV a better dividend investment in 2026?

OPINL currently yields 40.87% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: OPINL offers higher current income.

What is the dividend yield difference between OPINL and HDV?

OPINL has a forward dividend yield of 40.87% ($1.59/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 37.95 percentage points.

Home › Compare › OPINL vs HDV

OPINL vs HDV: Dividend Comparison 2026

OPINL yields 40.87% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 OPINL wins by $3.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

OPINL

● Live price

40.87%

Share price

$3.90

Annual div

$1.59

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.6K

Annual income

$5.59

Full OPINL calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.72

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$351.71

Full HDV calculator →

Portfolio growth — OPINL vs HDV

📍 OPINL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	OPINL	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, OPINL + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

OPINL pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OPINL

Annual income on $10K today (after 15% tax)

$3,473.58/yr

After 10yr DRIP, annual income (after tax)

$4.75/yr

HDV

Annual income on $10K today (after 15% tax)

$247.92/yr

After 10yr DRIP, annual income (after tax)

$298.95/yr

At 15% tax rate, HDV beats the other by $294.20/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of OPINL + HDV for your $10,000?

OPINL: 50%HDV: 50%

100% HDV50/50100% OPINL

Portfolio after 10yr

$25.9K

Annual income

$178.66/yr

Blended yield

0.69%

📊

Analyst Conviction Gap

Where Wall Street is split right now

OPINL

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Altman Z

0.3

Piotroski

4/9

HDV

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OPINL buys

HDV buys

No recent congressional trades found for OPINL or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricOPINLHDV

Forward yield	40.87% ✓	2.92%
Annual dividend / share	$1.59	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$27.6K ✓	$24.3K
Annual income after 10y	$5.59	$351.71 ✓
Total dividends collected	$4.6K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: OPINL vs HDV ($10,000, DRIP)

Year	OPINL Portfolio	OPINL Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$12,743	$2,043.28	$11,002	$291.67	+$1.7K → OPINL
2	$14,852	$1,216.73	$12,082	$299.61	+$2.8K → OPINL
3	$16,554	$662.65	$13,247	$307.23	+$3.3K → OPINL
4	$18,058	$345.14	$14,503	$314.52	+$3.6K → OPINL
5	$19,498	$175.93	$15,854	$321.50	+$3.6K → OPINL
6	$20,952	$88.77	$17,308	$328.15	+$3.6K → OPINL
7	$22,463	$44.57	$18,871	$334.49	+$3.6K → OPINL
8	$24,058	$22.33	$20,551	$340.53	+$3.5K → OPINL
9	$25,753	$11.18	$22,357	$346.27	+$3.4K → OPINL
10	$27,561	$5.59	$24,296	$351.71	+$3.3K → OPINL

OPINL vs HDV: Complete Analysis 2026

OPINL — Stock

Office Properties Income Trust is a real estate investment trust. It owns, operates, and leases office buildings to single tenants and multi-tenant buildings. The company was founded on February 17, 2009 and is headquartered in Newton, MA.

Full OPINL Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.