Is OPNDF or XYLD a better dividend investment in 2026?

OPNDF currently yields 105.26% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: OPNDF offers higher current income.

What is the dividend yield difference between OPNDF and XYLD?

OPNDF has a forward dividend yield of 105.26% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 94.28 percentage points.

Home › Compare › OPNDF vs XYLD

OPNDF vs XYLD: Dividend Comparison 2026

OPNDF yields 105.26% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 OPNDF wins by $4.79M in total portfolio value

INVESTMENT

TIME HORIZON10 years

OPNDF

● Live price

105.26%

Share price

$1.90

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$4.82M

Annual income

$1,680,113.32

Full OPNDF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — OPNDF vs XYLD

📍 OPNDF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	OPNDF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, OPNDF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

OPNDF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OPNDF

Annual income on $10K today (after 15% tax)

$8,947.37/yr

After 10yr DRIP, annual income (after tax)

$1,428,096.32/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, OPNDF beats the other by $1,425,360.16/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of OPNDF + XYLD for your $10,000?

OPNDF: 50%XYLD: 50%

100% XYLD50/50100% OPNDF

Portfolio after 10yr

$2.42M

Annual income

$841,666.17/yr

Blended yield

34.74%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OPNDF buys

XYLD buys

No recent congressional trades found for OPNDF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricOPNDFXYLD

Forward yield	105.26% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$4.82M	$25.3K ✓
Annual income after 10y	$1,680,113.32 ✓	$3,219.02
Total dividends collected	$4.33M	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: OPNDF vs XYLD ($10,000, DRIP)

Year	OPNDF Portfolio	OPNDF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$21,226	$10,526.32	$10,818	$1,098.39	+$10.4K → OPNDF
2	$43,594	$20,881.77	$11,738	$1,222.51	+$31.9K → OPNDF
3	$86,726	$40,080.65	$12,774	$1,364.64	+$74.0K → OPNDF
4	$167,317	$74,520.40	$13,944	$1,527.86	+$153.4K → OPNDF
5	$313,393	$134,363.82	$15,270	$1,715.87	+$298.1K → OPNDF
6	$570,536	$235,205.45	$16,775	$1,933.09	+$553.8K → OPNDF
7	$1,010,656	$400,181.57	$18,490	$2,184.87	+$992.2K → OPNDF
8	$1,743,912	$662,511.02	$20,450	$2,477.63	+$1.72M → OPNDF
9	$2,934,379	$1,068,392.54	$22,697	$2,819.19	+$2.91M → OPNDF
10	$4,819,899	$1,680,113.32	$25,280	$3,219.02	+$4.79M → OPNDF

OPNDF vs XYLD: Complete Analysis 2026

OPNDF — Stock

OpenDoor Inc. provides Web services through the Internet in Japan. The company operates Travelko, a travel comparison site; TRAVELKO, a multi-language travel comparison site; and GALLERY JAPAN, a Japanese traditional art crafts site. It is also involved in the development and provision of online systems for the Internet and mobile phones; and planning and operation of software development and content delivery. OpenDoor Inc. was incorporated in 1997 and is headquartered in Tokyo, Japan.

Full OPNDF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this OPNDF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

OPNDF vs SCHD OPNDF vs JEPI OPNDF vs O OPNDF vs KO OPNDF vs MAIN OPNDF vs QYLD OPNDF vs JEPQ OPNDF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.