HomeCompareOPTU vs HTGC

OPTU vs HTGC: Dividend Comparison 2026

OPTU yields 4.00% · HTGC yields 10.22% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $25.6K in total portfolio value
10 years
OPTU
OPTU
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full OPTU calculator →
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →

Portfolio growth — OPTU vs HTGC

Annual dividend income

MetricOPTUHTGC
Forward yield4.00%10.22%
Annual dividend / share$2.00$1.88
Payout ratio50%90%
1-year div growth5%5.6%
5-year div CAGR5%4.2%
Portfolio after 10y$28.0K$53.7K
Annual income after 10y$899.19$3,064.35
Total dividends collected$6.4K$19.5K
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: OPTU vs HTGC ($10,000, DRIP)

YearOPTU PortfolioOPTU Income/yrHTGC PortfolioHTGC Income/yrGap
1$11,120$420.00$12,045$1,064.65$925.00HTGC
2$12,357$458.31$14,442$1,216.94$2.1KHTGC
3$13,721$499.76$17,242$1,384.73$3.5KHTGC
4$15,227$544.58$20,501$1,568.89$5.3KHTGC
5$16,885$593.02$24,280$1,770.26$7.4KHTGC
6$18,713$645.34$28,649$1,989.67$9.9KHTGC
7$20,724$701.81$33,685$2,227.97$13.0KHTGC
8$22,938$762.73$39,472$2,485.98$16.5KHTGC
9$25,372$828.41$46,104$2,764.50$20.7KHTGC
10$28,047$899.19$53,687$3,064.35$25.6KHTGC

OPTU vs HTGC: Complete Analysis 2026

OPTUStock

OPTU is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in OPTU shares.

Full OPTU Calculator →

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

Frequently Asked Questions

Is OPTU or HTGC better for dividend income in 2026?
OPTU currently offers a 4.00% yield (2.00/share/year) while HTGC offers 10.22% (1.88/share/year). HTGC provides higher current income. However, OPTU has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in OPTU vs HTGC earn per year?
With $10,000 invested today: OPTU pays approximately $400/year. HTGC pays approximately $1022/year. With DRIP reinvestment over 10 years, these grow to $899/year (OPTU) and $3,064/year (HTGC).
Does OPTU or HTGC pay monthly dividends?
OPTU pays quarterly dividends. HTGC pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this OPTU vs HTGC comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

OPTU vs SCHDOPTU vs JEPIOPTU vs OOPTU vs KOOPTU vs MAINOPTU vs ARCCOPTU vs GBDCOPTU vs ORCCHTGC vs MAINHTGC vs ARCCHTGC vs GBDCHTGC vs ORCC

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.