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ORCL vs MOS: Dividend Comparison 2026

ORCL yields 1.44% · MOS yields 3.52%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MOS wins by $929.20M in total portfolio value
10 years
ORCL
ORCL
● Live price
1.44%
Share price
$138.78
Annual div
$2.00
5Y div CAGR
77.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$846.7K
Annual income
$592,144.13
Full ORCL calculator →
MOS
MOS
● Live price
3.52%
Share price
$24.98
Annual div
$0.88
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$930.05M
Annual income
$881,952,038.58
Full MOS calculator →

Portfolio growth — ORCL vs MOS

📍 MOS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodORCLMOS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ORCL + MOS cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ORCL pays
MOS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ORCL
Annual income on $10K today (after 15% tax)
$122.50/yr
After 10yr DRIP, annual income (after tax)
$503,322.51/yr
MOS
Annual income on $10K today (after 15% tax)
$299.44/yr
After 10yr DRIP, annual income (after tax)
$749,659,232.79/yr
At 15% tax rate, MOS beats the other by $749,155,910.28/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ORCL + MOS for your $10,000?

ORCL: 50%MOS: 50%
100% MOS50/50100% ORCL
Portfolio after 10yr
$465.45M
Annual income
$441,272,091.36/yr
Blended yield
94.81%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ORCL right now

ORCL
Analyst Ratings
55
Buy
27
Hold
4
Sell
Consensus: Buy
Price Target
$285.39
+105.6% upside vs current
Range: $160.00 — $400.00
Altman Z
1.8
Piotroski
5/9
MOS
Analyst Ratings
15
Buy
27
Hold
7
Sell
Consensus: Hold
Price Target
$33.80
+35.3% upside vs current
Range: $27.00 — $44.00
Altman Z
2.0
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ORCL buys
0
MOS buys
0
No recent congressional trades found for ORCL or MOS in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricORCLMOS
Forward yield1.44%3.52%
Annual dividend / share$2.00$0.88
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR77.9%100%
Portfolio after 10y$846.7K$930.05M
Annual income after 10y$592,144.13$881,952,038.58
Total dividends collected$802.3K$926.56M
Payment frequencyquarterlyquarterly
SectorTechnologyMaterials
Analyst consensusBuyHold
Analyst price target$285.39$33.80

Year-by-year: ORCL vs MOS ($10,000, DRIP)

YearORCL PortfolioORCL Income/yrMOS PortfolioMOS Income/yrGap
1← crossover$10,956$256.38$11,405$704.56$449.00MOS
2$12,190$467.02$13,705$1,501.91$1.5KMOS
3$13,908$863.93$18,038$3,373.54$4.1KMOS
4$16,520$1,638.73$27,600$8,299.26$11.1KMOS
5$20,913$3,236.34$53,268$23,735.99$32.4KMOS
6$29,188$6,811.58$142,624$85,627.61$113.4KMOS
7$47,038$15,806.56$581,146$428,538.38$534.1KMOS
8$92,682$42,351.72$3,885,667$3,263,840.61$3.79MMOS
9$237,913$138,743.46$44,947,834$40,790,171.07$44.71MMOS
10$846,711$592,144.13$930,046,221$881,952,038.58$929.20MMOS

ORCL vs MOS: Complete Analysis 2026

ORCLTechnology

Oracle Corporation offers products and services that address enterprise information technology environments worldwide. Its Oracle cloud software as a service offering include various cloud software applications, including Oracle Fusion cloud enterprise resource planning (ERP), Oracle Fusion cloud enterprise performance management, Oracle Fusion cloud supply chain and manufacturing management, Oracle Fusion cloud human capital management, Oracle Advertising, and NetSuite applications suite, as well as Oracle Fusion Sales, Service, and Marketing. The company also offers cloud-based industry solutions for various industries; Oracle application licenses; and Oracle license support services. In addition, it provides cloud and license business' infrastructure technologies, such as the Oracle Database, an enterprise database; Java, a software development language; and middleware, including development tools and others. The company's cloud and license business' infrastructure technologies also comprise cloud-based compute, storage, and networking capabilities; and Oracle autonomous database, MySQL HeatWave, Internet-of-Things, digital assistant, and blockchain. Further, it provides hardware products and other hardware-related software offerings, including Oracle engineered systems, enterprise servers, storage solutions, industry-specific hardware, virtualization software, operating systems, management software, and related hardware services; and consulting and customer services. The company markets and sells its cloud, license, hardware, support, and services offerings directly to businesses in various industries, government agencies, and educational institutions, as well as through indirect channels. Oracle Corporation was founded in 1977 and is headquartered in Austin, Texas.

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MOSMaterials

The Mosaic Company, through its subsidiaries, produces and markets concentrated phosphate and potash crop nutrients in North America and internationally. The company operates through three segments: Phosphates, Potash, and Mosaic Fertilizantes. It owns and operates mines, which produce concentrated phosphate crop nutrients, such as diammonium phosphate, monoammonium phosphate, and ammoniated phosphate products; and phosphate-based animal feed ingredients primarily under the Biofos and Nexfos brand names, as well as produces a double sulfate of potash magnesia product under K-Mag brand name. The company also produces and sells potash for use in the manufacturing of mixed crop nutrients and animal feed ingredients, and for industrial use; and for use in the de-icing and as a water softener regenerant. In addition, it provides nitrogen-based crop nutrients, animal feed ingredients, and other ancillary services; and purchases and sells phosphates, potash, and nitrogen products. The company sells its products to wholesale distributors, retail chains, farmers, cooperatives, independent retailers, and national accounts. The Mosaic Company was incorporated in 2004 and is headquartered in Tampa, Florida.

Full MOS Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.