Is OSHIF or QYLD a better dividend investment in 2026?

OSHIF currently yields 88.71% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: OSHIF offers higher current income.

What is the dividend yield difference between OSHIF and QYLD?

OSHIF has a forward dividend yield of 88.71% ($1.10/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 76.79 percentage points.

Home › Compare › OSHIF vs QYLD

OSHIF vs QYLD: Dividend Comparison 2026

OSHIF yields 88.71% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 OSHIF wins by $2.40M in total portfolio value

INVESTMENT

TIME HORIZON10 years

OSHIF

● Live price

88.71%

Share price

$1.24

Annual div

$1.10

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2.43M

Annual income

$754,654.65

Full OSHIF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — OSHIF vs QYLD

📍 OSHIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	OSHIF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, OSHIF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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OSHIF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OSHIF

Annual income on $10K today (after 15% tax)

$7,540.32/yr

After 10yr DRIP, annual income (after tax)

$641,456.45/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, OSHIF beats the other by $636,646.04/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of OSHIF + QYLD for your $10,000?

OSHIF: 50%QYLD: 50%

100% QYLD50/50100% OSHIF

Portfolio after 10yr

$1.23M

Annual income

$380,156.98/yr

Blended yield

30.99%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OSHIF buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricOSHIFQYLD

Forward yield	88.71% ✓	11.92%
Annual dividend / share	$1.10	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$2.43M	$25.4K ✓
Annual income after 10y	$754,654.65 ✓	$5,659.31
Total dividends collected	$2.14M	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: OSHIF vs QYLD ($10,000, DRIP)

Year	OSHIF Portfolio	OSHIF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$19,571	$8,870.97	$10,352	$1,192.36	+$9.2K → OSHIF
2	$37,166	$16,225.55	$10,830	$1,347.57	+$26.3K → OSHIF
3	$68,566	$28,797.51	$11,460	$1,539.07	+$57.1K → OSHIF
4	$123,016	$49,650.81	$12,275	$1,777.84	+$110.7K → OSHIF
5	$214,880	$83,252.58	$13,323	$2,078.95	+$201.6K → OSHIF
6	$365,830	$135,908.81	$14,667	$2,463.34	+$351.2K → OSHIF
7	$607,684	$216,245.88	$16,396	$2,960.57	+$591.3K → OSHIF
8	$985,931	$335,708.60	$18,631	$3,612.97	+$967.3K → OSHIF
9	$1,563,980	$509,034.41	$21,548	$4,482.15	+$1.54M → OSHIF
10	$2,428,113	$754,654.65	$25,398	$5,659.31	+$2.40M → OSHIF

OSHIF vs QYLD: Complete Analysis 2026

OSHIF — Stock

OSHIF is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in OSHIF shares.

Full OSHIF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.