Is OSHIF or VYM a better dividend investment in 2026?

OSHIF currently yields 88.71% with a 5% 5-year dividend growth rate. VYM yields 2.39% with 7.8% growth. The better choice depends on your goal: OSHIF offers higher current income.

What is the dividend yield difference between OSHIF and VYM?

OSHIF has a forward dividend yield of 88.71% ($1.10/share annually). VYM yields 2.39% ($3.51/share annually). The yield gap is 86.32 percentage points.

Home › Compare › OSHIF vs VYM

OSHIF vs VYM: Dividend Comparison 2026

OSHIF yields 88.71% · VYM yields 2.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 OSHIF wins by $2.40M in total portfolio value

INVESTMENT

TIME HORIZON10 years

OSHIF

● Live price

88.71%

Share price

$1.24

Annual div

$1.10

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2.43M

Annual income

$754,654.65

Full OSHIF calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.39%

Share price

$146.85

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$275.59

Full VYM calculator →

Portfolio growth — OSHIF vs VYM

📍 OSHIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	OSHIF	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, OSHIF + VYM cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

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OSHIF pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OSHIF

Annual income on $10K today (after 15% tax)

$7,540.32/yr

After 10yr DRIP, annual income (after tax)

$641,456.45/yr

VYM

Annual income on $10K today (after 15% tax)

$203.31/yr

After 10yr DRIP, annual income (after tax)

$234.25/yr

At 15% tax rate, OSHIF beats the other by $641,222.20/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of OSHIF + VYM for your $10,000?

OSHIF: 50%VYM: 50%

100% VYM50/50100% OSHIF

Portfolio after 10yr

$1.23M

Annual income

$377,465.11/yr

Blended yield

30.74%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OSHIF buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricOSHIFVYM

Forward yield	88.71% ✓	2.39%
Annual dividend / share	$1.10	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$2.43M	$27.8K ✓
Annual income after 10y	$754,654.65 ✓	$275.59
Total dividends collected	$2.14M	$2.6K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: OSHIF vs VYM ($10,000, DRIP)

Year	OSHIF Portfolio	OSHIF Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$19,571	$8,870.97	$11,149	$239.19	+$8.4K → OSHIF
2	$37,166	$16,225.55	$12,408	$244.43	+$24.8K → OSHIF
3	$68,566	$28,797.51	$13,787	$249.35	+$54.8K → OSHIF
4	$123,016	$49,650.81	$15,295	$253.94	+$107.7K → OSHIF
5	$214,880	$83,252.58	$16,945	$258.23	+$197.9K → OSHIF
6	$365,830	$135,908.81	$18,750	$262.22	+$347.1K → OSHIF
7	$607,684	$216,245.88	$20,722	$265.94	+$587.0K → OSHIF
8	$985,931	$335,708.60	$22,877	$269.40	+$963.1K → OSHIF
9	$1,563,980	$509,034.41	$25,231	$272.61	+$1.54M → OSHIF
10	$2,428,113	$754,654.65	$27,803	$275.59	+$2.40M → OSHIF

OSHIF vs VYM: Complete Analysis 2026

OSHIF — Stock

OSHIF is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in OSHIF shares.

Full OSHIF Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.