HomeCompareOSTBP vs SCHD

OSTBP vs SCHD: Dividend Comparison 2026

OSTBP yields 1.58% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $9.1K in total portfolio value
10 years
OSTBP
OSTBP
● Live price
1.58%
Share price
$40.40
Annual div
$0.64
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.9K
Annual income
$0.16
Full OSTBP calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — OSTBP vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodOSTBPSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, OSTBP + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
OSTBP pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OSTBP
Annual income on $10K today (after 15% tax)
$134.65/yr
After 10yr DRIP, annual income (after tax)
$0.14/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $361.92/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of OSTBP + SCHD for your $10,000?

OSTBP: 50%SCHD: 50%
100% SCHD50/50100% OSTBP
Portfolio after 10yr
$24.5K
Annual income
$213.05/yr
Blended yield
0.87%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on OSTBP right now

OSTBP
Analyst Ratings
3
Buy
Consensus: Buy
Price Target
$98.00
+142.6% upside vs current
Range: $98.00 — $98.00
SCHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OSTBP buys
0
SCHD buys
0
No recent congressional trades found for OSTBP or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricOSTBPSCHD
Forward yield1.58%3.46%
Annual dividend / share$0.64$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$19.9K$29.0K
Annual income after 10y$0.16$425.95
Total dividends collected$159.00$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: OSTBP vs SCHD ($10,000, DRIP)

YearOSTBP PortfolioOSTBP Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,779$79.21$11,226$346.36$447.00SCHD
2$11,574$39.90$12,572$357.38$998.00SCHD
3$12,404$20.02$14,046$367.84$1.6KSCHD
4$13,282$10.02$15,660$377.73$2.4KSCHD
5$14,217$5.02$17,425$387.07$3.2KSCHD
6$15,215$2.51$19,354$395.86$4.1KSCHD
7$16,281$1.25$21,461$404.13$5.2KSCHD
8$17,421$0.63$23,762$411.89$6.3KSCHD
9$18,641$0.31$26,272$419.15$7.6KSCHD
10$19,946$0.16$29,010$425.95$9.1KSCHD

OSTBP vs SCHD: Complete Analysis 2026

OSTBPStock

Overstock.com, Inc. operates as an online retailer in the United States. The company offers furniture, décor, area rug, bedding and bath, home improvement, outdoor, and kitchen and dining items. It provides its products and services through its internet websites comprising overstock.com, o.co, overstock.ca, and overstockgovernment.com. The company also offers businesses advertising products or services on its website; Market Partner, a service that allows its partners to sell their products through third party sites; products to international customers using third party logistics providers; and Supplier Oasis, a single integration point through its partners can manage their products, inventory, and sales channels, as well as obtain multi-channel fulfillment services through its distribution network. The company was formerly known as D2-Discounts Direct and changed its name to Overstock.com, Inc. in October 1999. Overstock.com, Inc. was founded in 1997 and is headquartered in Midvale, Utah.

Full OSTBP Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
📬

Get this OSTBP vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

OSTBP vs JEPIOSTBP vs OOSTBP vs KOOSTBP vs MAINOSTBP vs VYMOSTBP vs DGROOSTBP vs VIGOSTBP vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.