Is OSTK or SPHD a better dividend investment in 2026?

OSTK currently yields 11.92% with a 5% 5-year dividend growth rate. SPHD yields 4.33% with 5% growth. The better choice depends on your goal: OSTK offers higher current income.

What is the dividend yield difference between OSTK and SPHD?

OSTK has a forward dividend yield of 11.92% ($2.00/share annually). SPHD yields 4.33% ($2.14/share annually). The yield gap is 7.59 percentage points.

Home › Compare › OSTK vs SPHD

OSTK vs SPHD: Dividend Comparison 2026

OSTK yields 11.92% · SPHD yields 4.33%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SPHD wins by $4.7K in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

OSTK

● Live price

11.92%

Share price

$16.78

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.8K

Annual income

$1.29

Full OSTK calculator →

SPHD

● Live price

4.33%

Share price

$49.34

Annual div

$2.14

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$571.32

Full SPHD calculator →

Portfolio growth — OSTK vs SPHD

📍 SPHD pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	OSTK	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, OSTK + SPHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

OSTK pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OSTK

Annual income on $10K today (after 15% tax)

$1,013.11/yr

After 10yr DRIP, annual income (after tax)

$1.10/yr

SPHD

Annual income on $10K today (after 15% tax)

$367.92/yr

After 10yr DRIP, annual income (after tax)

$485.62/yr

At 15% tax rate, SPHD beats the other by $484.53/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of OSTK + SPHD for your $10,000?

OSTK: 50%SPHD: 50%

100% SPHD50/50100% OSTK

Portfolio after 10yr

$24.2K

Annual income

$286.30/yr

Blended yield

1.18%

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Analyst Conviction Gap

Where Wall Street is most bullish on OSTK right now

OSTK

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$30.00

+78.8% upside vs current

Range: $30.00 — $30.00

Altman Z

1.5

Piotroski

3/9

SPHD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OSTK buys

SPHD buys

No recent congressional trades found for OSTK or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricOSTKSPHD

Forward yield	11.92% ✓	4.33%
Annual dividend / share	$2.00	$2.14 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$21.8K	$26.5K ✓
Annual income after 10y	$1.29	$571.32 ✓
Total dividends collected	$1.2K	$5.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: OSTK vs SPHD ($10,000, DRIP)

Year	OSTK Portfolio	OSTK Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1	$11,296	$595.95	$11,133	$432.85	+$163.00 → OSTK
2	$12,401	$314.57	$12,363	$450.36	+$38.00 → OSTK
3← crossover	$13,431	$161.38	$13,695	$467.39	$264.00 → SPHD
4	$14,453	$81.67	$15,138	$483.90	$685.00 → SPHD
5	$15,505	$41.07	$16,697	$499.88	$1.2K → SPHD
6	$16,611	$20.59	$18,382	$515.31	$1.8K → SPHD
7	$17,784	$10.31	$20,198	$530.17	$2.4K → SPHD
8	$19,034	$5.16	$22,157	$544.46	$3.1K → SPHD
9	$20,369	$2.58	$24,266	$558.18	$3.9K → SPHD
10	$21,796	$1.29	$26,536	$571.32	$4.7K → SPHD

OSTK vs SPHD: Complete Analysis 2026

OSTK — Stock

Overstock.com, Inc. operates as an online retailer in the United States. The company offers furniture, décor, area rug, bedding and bath, home improvement, outdoor, and kitchen and dining items. It provides its products and services through its internet websites comprising overstock.com, o.co, overstock.ca, and overstockgovernment.com. The company also offers businesses advertising products or services on its website; Market Partner, a service that allows its partners to sell their products through third party sites; products to international customers using third party logistics providers; and Supplier Oasis, a single integration point through its partners can manage their products, inventory, and sales channels, as well as obtain multi-channel fulfillment services through its distribution network. The company was formerly known as D2-Discounts Direct and changed its name to Overstock.com, Inc. in October 1999. Overstock.com, Inc. was founded in 1997 and is headquartered in Midvale, Utah.

Full OSTK Calculator →

SPHD — ETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.