Is OSTKO or XYLD a better dividend investment in 2026?

OSTKO currently yields 1.16% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between OSTKO and XYLD?

OSTKO has a forward dividend yield of 1.16% ($0.32/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 10.04 percentage points.

Home › Compare › OSTKO vs XYLD

OSTKO vs XYLD: Dividend Comparison 2026

OSTKO yields 1.16% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $6.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

OSTKO

● Live price

1.16%

Share price

$27.50

Annual div

$0.32

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19.9K

Annual income

$0.11

Full OSTKO calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — OSTKO vs XYLD

📍 XYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	OSTKO	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, OSTKO + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

OSTKO pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OSTKO

Annual income on $10K today (after 15% tax)

$98.91/yr

After 10yr DRIP, annual income (after tax)

$0.09/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, XYLD beats the other by $2,848.28/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of OSTKO + XYLD for your $10,000?

OSTKO: 50%XYLD: 50%

100% XYLD50/50100% OSTKO

Portfolio after 10yr

$22.9K

Annual income

$1,675.57/yr

Blended yield

7.33%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on OSTKO right now

OSTKO

Analyst Ratings

Buy

Consensus: Buy

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OSTKO buys

XYLD buys

No recent congressional trades found for OSTKO or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricOSTKOXYLD

Forward yield	1.16%	11.20% ✓
Annual dividend / share	$0.32	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$19.9K	$25.9K ✓
Annual income after 10y	$0.11	$3,351.03 ✓
Total dividends collected	$117.00 ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: OSTKO vs XYLD ($10,000, DRIP)

Year	OSTKO Portfolio	OSTKO Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,758	$58.18	$10,840	$1,120.44	$82.00 → XYLD
2	$11,541	$29.25	$11,786	$1,249.59	$245.00 → XYLD
3	$12,363	$14.66	$12,854	$1,397.78	$491.00 → XYLD
4	$13,236	$7.34	$14,063	$1,568.33	$827.00 → XYLD
5	$14,166	$3.67	$15,434	$1,765.19	$1.3K → XYLD
6	$15,159	$1.84	$16,995	$1,993.14	$1.8K → XYLD
7	$16,221	$0.92	$18,777	$2,257.95	$2.6K → XYLD
8	$17,357	$0.46	$20,818	$2,566.58	$3.5K → XYLD
9	$18,573	$0.23	$23,163	$2,927.50	$4.6K → XYLD
10	$19,873	$0.11	$25,865	$3,351.03	$6.0K → XYLD

OSTKO vs XYLD: Complete Analysis 2026

OSTKO — Stock

Overstock.com, Inc. operates as an online retailer in the United States. The company offers furniture, décor, area rug, bedding and bath, home improvement, outdoor, and kitchen and dining items. It provides its products and services through its internet websites comprising overstock.com, o.co, overstock.ca, and overstockgovernment.com. The company also offers businesses advertising products or services on its website; Market Partner, a service that allows its partners to sell their products through third party sites; products to international customers using third party logistics providers; and Supplier Oasis, a single integration point through its partners can manage their products, inventory, and sales channels, as well as obtain multi-channel fulfillment services through its distribution network. The company was formerly known as D2-Discounts Direct and changed its name to Overstock.com, Inc. in October 1999. Overstock.com, Inc. was founded in 1997 and is headquartered in Midvale, Utah.

Full OSTKO Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.