Is OTCFX or DVY a better dividend investment in 2026?

OTCFX currently yields 7.02% with a 5% 5-year dividend growth rate. DVY yields 3.50% with 5% growth. The better choice depends on your goal: OTCFX offers higher current income.

What is the dividend yield difference between OTCFX and DVY?

OTCFX has a forward dividend yield of 7.02% ($4.06/share annually). DVY yields 3.50% ($5.25/share annually). The yield gap is 3.52 percentage points.

Home › Compare › OTCFX vs DVY

OTCFX vs DVY: Dividend Comparison 2026

OTCFX yields 7.02% · DVY yields 3.50%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 OTCFX wins by $6.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

OTCFX

● Live price

7.02%

Share price

$57.82

Annual div

$4.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.8K

Annual income

$1,095.71

Full OTCFX calculator →

DVY

● Live price

3.50%

Share price

$150.03

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$437.78

Full DVY calculator →

Portfolio growth — OTCFX vs DVY

📍 OTCFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	OTCFX	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, OTCFX + DVY cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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OTCFX pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OTCFX

Annual income on $10K today (after 15% tax)

$596.46/yr

After 10yr DRIP, annual income (after tax)

$931.35/yr

DVY

Annual income on $10K today (after 15% tax)

$297.17/yr

After 10yr DRIP, annual income (after tax)

$372.11/yr

At 15% tax rate, OTCFX beats the other by $559.24/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of OTCFX + DVY for your $10,000?

OTCFX: 50%DVY: 50%

100% DVY50/50100% OTCFX

Portfolio after 10yr

$28.4K

Annual income

$766.74/yr

Blended yield

2.70%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OTCFX buys

DVY buys

No recent congressional trades found for OTCFX or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricOTCFXDVY

Forward yield	7.02% ✓	3.50%
Annual dividend / share	$4.06	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$31.8K ✓	$25.1K
Annual income after 10y	$1,095.71 ✓	$437.78
Total dividends collected	$9.0K ✓	$4.0K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: OTCFX vs DVY ($10,000, DRIP)

Year	OTCFX Portfolio	OTCFX Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,402	$701.71	$11,050	$349.62	+$352.00 → OTCFX
2	$12,948	$747.73	$12,184	$361.04	+$764.00 → OTCFX
3	$14,647	$793.56	$13,409	$372.07	+$1.2K → OTCFX
4	$16,512	$839.02	$14,730	$382.68	+$1.8K → OTCFX
5	$18,552	$883.93	$16,154	$392.89	+$2.4K → OTCFX
6	$20,778	$928.15	$17,688	$402.69	+$3.1K → OTCFX
7	$23,204	$971.55	$19,338	$412.07	+$3.9K → OTCFX
8	$25,843	$1,014.01	$21,113	$421.04	+$4.7K → OTCFX
9	$28,707	$1,055.42	$23,020	$429.61	+$5.7K → OTCFX
10	$31,812	$1,095.71	$25,070	$437.78	+$6.7K → OTCFX

OTCFX vs DVY: Complete Analysis 2026

OTCFX — Stock

The investment seeks to provide long-term capital growth. The fund will normally invest at least 80% of its net assets (including any borrowings for investment purposes) in stocks of small companies. The manager defines a small company as one whose market capitalization falls (i) within or below the current range of companies in either the Russell 2000® Index or the S&P SmallCap 600 Index or (ii) below the three-year average maximum market cap of companies in either index as of December 31 of the three preceding years.

Full OTCFX Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.