Is OTCNX or XYLD a better dividend investment in 2026?

OTCNX currently yields 13.86% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: OTCNX offers higher current income.

What is the dividend yield difference between OTCNX and XYLD?

OTCNX has a forward dividend yield of 13.86% ($9.29/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 2.88 percentage points.

Home › Compare › OTCNX vs XYLD

OTCNX vs XYLD: Dividend Comparison 2026

OTCNX yields 13.86% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 OTCNX wins by $24.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

OTCNX

● Live price

13.86%

Share price

$67.02

Annual div

$9.29

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.7K

Annual income

$3,271.33

Full OTCNX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — OTCNX vs XYLD

📍 OTCNX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	OTCNX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, OTCNX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

OTCNX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OTCNX

Annual income on $10K today (after 15% tax)

$1,177.70/yr

After 10yr DRIP, annual income (after tax)

$2,780.63/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, OTCNX beats the other by $44.46/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of OTCNX + XYLD for your $10,000?

OTCNX: 50%XYLD: 50%

100% XYLD50/50100% OTCNX

Portfolio after 10yr

$37.5K

Annual income

$3,245.18/yr

Blended yield

8.65%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OTCNX buys

XYLD buys

No recent congressional trades found for OTCNX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricOTCNXXYLD

Forward yield	13.86% ✓	10.98%
Annual dividend / share	$9.29 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$49.7K ✓	$25.3K
Annual income after 10y	$3,271.33 ✓	$3,219.02
Total dividends collected	$22.9K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: OTCNX vs XYLD ($10,000, DRIP)

Year	OTCNX Portfolio	OTCNX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,086	$1,385.53	$10,818	$1,098.39	+$1.3K → OTCNX
2	$14,496	$1,564.94	$11,738	$1,222.51	+$2.8K → OTCNX
3	$17,266	$1,754.32	$12,774	$1,364.64	+$4.5K → OTCNX
4	$20,427	$1,952.73	$13,944	$1,527.86	+$6.5K → OTCNX
5	$24,016	$2,159.14	$15,270	$1,715.87	+$8.7K → OTCNX
6	$28,069	$2,372.43	$16,775	$1,933.09	+$11.3K → OTCNX
7	$32,626	$2,591.47	$18,490	$2,184.87	+$14.1K → OTCNX
8	$37,725	$2,815.07	$20,450	$2,477.63	+$17.3K → OTCNX
9	$43,407	$3,042.07	$22,697	$2,819.19	+$20.7K → OTCNX
10	$49,717	$3,271.33	$25,280	$3,219.02	+$24.4K → OTCNX

OTCNX vs XYLD: Complete Analysis 2026

OTCNX — Stock

The fund mainly invests in common stocks of "growth companies." Growth companies are companies that the portfolio managers expect to have above-average growth rates. The Advisor intends, under normal circumstances, to focus primarily on companies that are similar in size to companies in the Russell 1000 Growth Index. The fund invests primarily in U.S. companies but may also purchase securities of issuers in any country, including developed countries and emerging markets. It is non-diversified.

Full OTCNX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this OTCNX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

OTCNX vs SCHD OTCNX vs JEPI OTCNX vs O OTCNX vs KO OTCNX vs MAIN OTCNX vs QYLD OTCNX vs JEPQ OTCNX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.