Is OTPBF or FCPT a better dividend investment in 2026?

OTPBF currently yields 2.35% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FCPT offers higher current income.

What is the dividend yield difference between OTPBF and FCPT?

OTPBF has a forward dividend yield of 2.35% ($2.94/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 3.70 percentage points.

Home › Compare › OTPBF vs FCPT

OTPBF vs FCPT: Dividend Comparison 2026

OTPBF yields 2.35% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 OTPBF wins by $131.62M in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

OTPBF

● Live price

2.35%

Share price

$125.00

Annual div

$2.94

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$131.67M

Annual income

$121,727,989.82

Full OTPBF calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — OTPBF vs FCPT

📍 OTPBF pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	OTPBF	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, OTPBF + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

OTPBF pays

FCPT pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OTPBF

Annual income on $10K today (after 15% tax)

$199.98/yr

After 10yr DRIP, annual income (after tax)

$103,468,791.35/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, OTPBF beats the other by $103,463,882.36/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of OTPBF + FCPT for your $10,000?

OTPBF: 50%FCPT: 50%

100% FCPT50/50100% OTPBF

Portfolio after 10yr

$65.86M

Annual income

$60,866,882.55/yr

Blended yield

92.42%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

OTPBF

No analyst data

Altman Z

0.7

Piotroski

8/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OTPBF buys

FCPT buys

No recent congressional trades found for OTPBF or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricOTPBFFCPT

Forward yield	2.35%	6.05% ✓
Annual dividend / share	$2.94 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	15.8%
Portfolio after 10y	$131.67M ✓	$49.1K
Annual income after 10y	$121,727,989.82 ✓	$5,775.28
Total dividends collected	$130.90M ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: OTPBF vs FCPT ($10,000, DRIP)

Year	OTPBF Portfolio	OTPBF Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1	$11,171	$470.53	$11,401	$700.92	$230.00 → FCPT
2	$12,935	$982.44	$13,064	$864.84	$129.00 → FCPT
3← crossover	$15,967	$2,126.39	$15,051	$1,072.48	+$916.00 → OTPBF
4	$21,991	$4,906.16	$17,442	$1,337.22	+$4.5K → OTPBF
5	$36,160	$12,630.15	$20,340	$1,677.08	+$15.8K → OTPBF
6	$77,511	$38,819.26	$23,880	$2,116.57	+$53.6K → OTPBF
7	$238,470	$155,533.85	$28,241	$2,689.36	+$210.2K → OTPBF
8	$1,149,589	$894,426.04	$33,660	$3,442.07	+$1.12M → OTPBF
9	$9,289,397	$8,059,337.03	$40,456	$4,439.95	+$9.25M → OTPBF
10	$131,667,645	$121,727,989.82	$49,063	$5,775.28	+$131.62M → OTPBF

OTPBF vs FCPT: Complete Analysis 2026

OTPBF — Stock

OTP Bank Nyrt., together with its subsidiaries, provides commercial banking services to retail clients, corporations and agricultural enterprises, and private and institutional investors in Hungary and internationally. It offers current, foreign currency, securities, long term investment, and retirement savings accounts; bank and business cards; agricultural, mortgage, and housing loans, as well as overdraft facilities; and invests in government and fixed income bonds, mutual funds, mortgages, shares, and certificates, stock exchange transaction orders, investment fund shares, and government securities. The company also provides cash management services, such as domestic and international transfers, batch payments, liquidity and savings management, and financing; real estate development, leasing, and management services; wealth planning, commercial factoring, refinancing, finance lease, housing savings, fund management, and e-services; and Internet, mobile phone, SMS, telephone, and private banking services. As of December 31, 2021, it operated through a network of 1,455 branches and 4,697 ATMs. The company was incorporated in 1949 and is based in Budapest, Hungary.

Full OTPBF Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.