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OTPMF vs MO: Dividend Comparison 2026

OTPMF yields 45.25% · MO yields 6.27%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 OTPMF wins by $229.7K in total portfolio value
10 years
OTPMF
OTPMF
● Live price
45.25%
Share price
$4.42
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$307.4K
Annual income
$57,479.41
Full OTPMF calculator →
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →

Portfolio growth — OTPMF vs MO

📍 OTPMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodOTPMFMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, OTPMF + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
OTPMF pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OTPMF
Annual income on $10K today (after 15% tax)
$3,846.15/yr
After 10yr DRIP, annual income (after tax)
$48,857.50/yr
MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
At 15% tax rate, OTPMF beats the other by $24,234.24/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of OTPMF + MO for your $10,000?

OTPMF: 50%MO: 50%
100% MO50/50100% OTPMF
Portfolio after 10yr
$192.5K
Annual income
$43,223.97/yr
Blended yield
22.45%
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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

OTPMF
No analyst data
Altman Z
8.7
Piotroski
4/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OTPMF buys
0
MO buys
0
No recent congressional trades found for OTPMF or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricOTPMFMO
Forward yield45.25%6.27%
Annual dividend / share$2.00$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%22.6%
Portfolio after 10y$307.4K$77.7K
Annual income after 10y$57,479.41$28,968.54
Total dividends collected$239.3K$72.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: OTPMF vs MO ($10,000, DRIP)

YearOTPMF PortfolioOTPMF Income/yrMO PortfolioMO Income/yrGap
1← crossover$15,225$4,524.89$10,558$768.31+$4.7KOTPMF
2$22,729$6,438.40$11,352$1,015.87+$11.4KOTPMF
3$33,303$8,982.99$12,482$1,367.86+$20.8KOTPMF
4$47,935$12,301.00$14,103$1,883.39+$33.8KOTPMF
5$67,838$16,547.33$16,472$2,664.91+$51.4KOTPMF
6$94,473$21,885.79$20,024$3,897.79+$74.4KOTPMF
7$129,570$28,484.63$25,537$5,933.74+$104.0KOTPMF
8$175,151$36,511.23$34,478$9,476.77+$140.7KOTPMF
9$233,539$46,126.56$49,776$16,022.63+$183.8KOTPMF
10$307,366$57,479.41$77,699$28,968.54+$229.7KOTPMF

OTPMF vs MO: Complete Analysis 2026

OTPMFStock

OPTiM Corporation provides various internet-based services in Japan. It offers AI services, including OPTiM artificial intelligence (AI) Camera, an image analysis service and OPTiM Physical Security; Internet of Things (IoT) services, such as OPTiM Cloud IoT OS and OPTiM Store, a platform to create business app marketplace; and robotics/hardware services. The company also provides other services comprising Optimal Biz, which allows an IT administrator to manage IT devices in an office; Optimal Remote, a support tool to provide support and reduce diagnostic time, as well as a maintenance tool to control terminals located in distant places; Optimal Second Sight, a solution for live video to be shared through a smart glass, smartphone, or tablet; and OPTiM Café, a service that allows screen sharing without adapter for devices. In addition, it offers support services, which include Optimal Diagnosis and Repair, a tool to find and repair troubles on smartphones, tablets, PCs, and routers on the network; and Optimal Setup to automatically setup routers that are available for telecommunication carriers, as well as Optimal Guard to prevent spoofing and information leakage by detecting, stopping, and deleting malicious executable files. The company was incorporated in 2000 and is headquartered in Tokyo, Japan.

Full OTPMF Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.