Is OTTW or DIVO a better dividend investment in 2026?

OTTW currently yields 3.09% with a 5% 5-year dividend growth rate. DIVO yields 6.62% with 5% growth. The better choice depends on your goal: DIVO offers higher current income.

What is the dividend yield difference between OTTW and DIVO?

OTTW has a forward dividend yield of 3.09% ($0.44/share annually). DIVO yields 6.62% ($2.91/share annually). The yield gap is 3.53 percentage points.

Home › Compare › OTTW vs DIVO

OTTW vs DIVO: Dividend Comparison 2026

OTTW yields 3.09% · DIVO yields 6.62%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DIVO wins by $10.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

OTTW

● Live price

3.09%

Share price

$14.25

Annual div

$0.44

5Y div CAGR

-34.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.7K

Annual income

$5.01

Full OTTW calculator →

DIVO

● Live price

6.62%

Share price

$44.00

Annual div

$2.91

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.0K

Annual income

$1,008.47

Full DIVO calculator →

Portfolio growth — OTTW vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	OTTW	DIVO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, OTTW + DIVO cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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OTTW pays

DIVO pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OTTW

Annual income on $10K today (after 15% tax)

$262.46/yr

After 10yr DRIP, annual income (after tax)

$4.26/yr

DIVO

Annual income on $10K today (after 15% tax)

$562.67/yr

After 10yr DRIP, annual income (after tax)

$857.20/yr

At 15% tax rate, DIVO beats the other by $852.94/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of OTTW + DIVO for your $10,000?

OTTW: 50%DIVO: 50%

100% DIVO50/50100% OTTW

Portfolio after 10yr

$25.8K

Annual income

$506.74/yr

Blended yield

1.96%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OTTW buys

DIVO buys

No recent congressional trades found for OTTW or DIVO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricOTTWDIVO

Forward yield	3.09%	6.62% ✓
Annual dividend / share	$0.44	$2.91 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-34.1%	0% ✓
Portfolio after 10y	$20.7K	$31.0K ✓
Annual income after 10y	$5.01	$1,008.47 ✓
Total dividends collected	$600.00 ✓	$8.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: OTTW vs DIVO ($10,000, DRIP)

Year	OTTW Portfolio	OTTW Income/yr	DIVO Portfolio	DIVO Income/yr	Gap
1← crossover	$10,903	$203.48	$11,362	$661.96	$459.00 → DIVO
2	$11,803	$136.64	$12,860	$702.91	$1.1K → DIVO
3	$12,721	$91.10	$14,504	$743.56	$1.8K → DIVO
4	$13,672	$60.47	$16,303	$783.73	$2.6K → DIVO
5	$14,669	$40.03	$18,268	$823.31	$3.6K → DIVO
6	$15,722	$26.45	$20,408	$862.17	$4.7K → DIVO
7	$16,840	$17.46	$22,737	$900.20	$5.9K → DIVO
8	$18,030	$11.52	$25,266	$937.31	$7.2K → DIVO
9	$19,300	$7.60	$28,008	$973.42	$8.7K → DIVO
10	$20,656	$5.01	$30,977	$1,008.47	$10.3K → DIVO

OTTW vs DIVO: Complete Analysis 2026

OTTW — Stock

Ottawa Bancorp, Inc. operates as the holding company for Ottawa Savings Bank, a savings bank that provides various financial services to individual and corporate customers in Illinois. The company's deposit products include saving, checking, money market, and interest-bearing accounts, as well as certificate of deposit. Its loan portfolio comprises commercial, non-residential real estate, one-to-four family residential, multi-family residential, consumer direct, and purchased auto loans; motor vehicle, home improvement, share, and personal unsecured loans, as well as home equity and small personal credit lines; and student loans. The company also provides cash management solutions, such as remote deposit capture, automated clearing house/payroll direct deposit, and merchant services, as well as commercial leasing services. In addition, it offers notary, lamination, night depository, document faxing, money gift envelopes, gift and travel cards, and coin counting, as well as debit and credit cards, and digital banking services. The company was formerly known as Ottawa Savings Bancorp, Inc. and changed its name to Ottawa Bancorp, Inc. in October 2016. Ottawa Bancorp, Inc. was founded in 1871 and is based in Ottawa, Illinois.

Full OTTW Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.