HomeCompareOTTW vs PEP

OTTW vs PEP: Dividend Comparison 2026

OTTW yields 3.09% · PEP yields 3.63%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PEP wins by $121.3K in total portfolio value· pulled ahead in Year 2
10 years
OTTW
OTTW
● Live price
3.09%
Share price
$14.25
Annual div
$0.44
5Y div CAGR
-34.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.7K
Annual income
$5.01
Full OTTW calculator →
PEP
PepsiCo Inc.
● Live price
3.63%
Share price
$156.82
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.9K
Annual income
$61,875.67
Full PEP calculator →

Portfolio growth — OTTW vs PEP

📍 PEP pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodOTTWPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, OTTW + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
OTTW pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OTTW
Annual income on $10K today (after 15% tax)
$262.46/yr
After 10yr DRIP, annual income (after tax)
$4.26/yr
PEP
Annual income on $10K today (after 15% tax)
$308.41/yr
After 10yr DRIP, annual income (after tax)
$52,594.32/yr
At 15% tax rate, PEP beats the other by $52,590.06/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of OTTW + PEP for your $10,000?

OTTW: 50%PEP: 50%
100% PEP50/50100% OTTW
Portfolio after 10yr
$81.3K
Annual income
$30,940.34/yr
Blended yield
38.06%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

OTTW
No analyst data
Altman Z
0.2
Piotroski
5/9
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+10.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OTTW buys
0
PEP buys
0
No recent congressional trades found for OTTW or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricOTTWPEP
Forward yield3.09%3.63%
Annual dividend / share$0.44$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-34.1%40.4%
Portfolio after 10y$20.7K$141.9K
Annual income after 10y$5.01$61,875.67
Total dividends collected$600.00$123.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: OTTW vs PEP ($10,000, DRIP)

YearOTTW PortfolioOTTW Income/yrPEP PortfolioPEP Income/yrGap
1$10,903$203.48$10,849$509.42+$54.00OTTW
2← crossover$11,803$136.64$11,969$750.47$166.00PEP
3$12,721$91.10$13,500$1,124.14$779.00PEP
4$13,672$60.47$15,680$1,721.66$2.0KPEP
5$14,669$40.03$18,929$2,715.34$4.3KPEP
6$15,722$26.45$24,023$4,450.80$8.3KPEP
7$16,840$17.46$32,510$7,669.92$15.7KPEP
8$18,030$11.52$47,709$14,093.60$29.7KPEP
9$19,300$7.60$77,415$28,083.48$58.1KPEP
10$20,656$5.01$141,922$61,875.67$121.3KPEP

OTTW vs PEP: Complete Analysis 2026

OTTWStock

Ottawa Bancorp, Inc. operates as the holding company for Ottawa Savings Bank, a savings bank that provides various financial services to individual and corporate customers in Illinois. The company's deposit products include saving, checking, money market, and interest-bearing accounts, as well as certificate of deposit. Its loan portfolio comprises commercial, non-residential real estate, one-to-four family residential, multi-family residential, consumer direct, and purchased auto loans; motor vehicle, home improvement, share, and personal unsecured loans, as well as home equity and small personal credit lines; and student loans. The company also provides cash management solutions, such as remote deposit capture, automated clearing house/payroll direct deposit, and merchant services, as well as commercial leasing services. In addition, it offers notary, lamination, night depository, document faxing, money gift envelopes, gift and travel cards, and coin counting, as well as debit and credit cards, and digital banking services. The company was formerly known as Ottawa Savings Bancorp, Inc. and changed its name to Ottawa Bancorp, Inc. in October 2016. Ottawa Bancorp, Inc. was founded in 1871 and is based in Ottawa, Illinois.

Full OTTW Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.