Is OWMBX or SCHD a better dividend investment in 2026?

OWMBX currently yields 2.64% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: SCHD offers higher current income.

What is the dividend yield difference between OWMBX and SCHD?

OWMBX has a forward dividend yield of 2.64% ($0.30/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 0.82 percentage points.

Home › Compare › OWMBX vs SCHD

OWMBX vs SCHD: Dividend Comparison 2026

OWMBX yields 2.64% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $5.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

OWMBX

● Live price

2.64%

Share price

$11.43

Annual div

$0.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.6K

Annual income

$313.35

Full OWMBX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — OWMBX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	OWMBX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, OWMBX + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

—

Nov

—

Dec

—

OWMBX pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OWMBX

Annual income on $10K today (after 15% tax)

$224.60/yr

After 10yr DRIP, annual income (after tax)

$266.35/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, SCHD beats the other by $95.71/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of OWMBX + SCHD for your $10,000?

OWMBX: 50%SCHD: 50%

100% SCHD50/50100% OWMBX

Portfolio after 10yr

$26.3K

Annual income

$369.64/yr

Blended yield

1.40%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OWMBX buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Kurt Schrader	🏢 House	$OWMBX	▼ Sell	$15,001 - $50,000	2022-10-11
Kurt Schrader	🏢 House	$OWMBX	▼ Sell	$15,001 - $50,000	2022-06-14
Kurt Schrader	🏢 House	$OWMBX	▲ Buy	$1,001 - $15,000	2021-12-14

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricOWMBXSCHD

Forward yield	2.64%	3.46% ✓
Annual dividend / share	$0.30	$1.06 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$23.6K	$29.0K ✓
Annual income after 10y	$313.35	$425.95 ✓
Total dividends collected	$2.9K	$3.9K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: OWMBX vs SCHD ($10,000, DRIP)

Year	OWMBX Portfolio	OWMBX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$10,964	$264.23	$11,226	$346.36	$262.00 → SCHD
2	$12,002	$270.76	$12,572	$357.38	$570.00 → SCHD
3	$13,120	$277.01	$14,046	$367.84	$926.00 → SCHD
4	$14,321	$282.98	$15,660	$377.73	$1.3K → SCHD
5	$15,612	$288.69	$17,425	$387.07	$1.8K → SCHD
6	$16,999	$294.13	$19,354	$395.86	$2.4K → SCHD
7	$18,488	$299.31	$21,461	$404.13	$3.0K → SCHD
8	$20,087	$304.23	$23,762	$411.89	$3.7K → SCHD
9	$21,802	$308.91	$26,272	$419.15	$4.5K → SCHD
10	$23,641	$313.35	$29,010	$425.95	$5.4K → SCHD

OWMBX vs SCHD: Complete Analysis 2026

OWMBX — Stock

The fund invests at least 80% of its net assets plus investment borrowings in investments the income from which is exempt from federal income tax, but not necessarily the federal alternative minimum tax. The fund invests, as a non-fundamental policy, at least 80% of its net assets, plus borrowings for investment purposes, in municipal bonds.

Full OWMBX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.