HomeCompareOXBC vs ADC

OXBC vs ADC: Dividend Comparison 2026

OXBC yields 4.76% · ADC yields 4.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $151.6K in total portfolio value· pulled ahead in Year 3
10 years
OXBC
OXBC
● Live price
4.76%
Share price
$42.01
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.3K
Annual income
$645.64
Full OXBC calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — OXBC vs ADC

📍 ADC pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodOXBCADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, OXBC + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
OXBC pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OXBC
Annual income on $10K today (after 15% tax)
$404.63/yr
After 10yr DRIP, annual income (after tax)
$548.79/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, ADC beats the other by $68,128.90/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of OXBC + ADC for your $10,000?

OXBC: 50%ADC: 50%
100% ADC50/50100% OXBC
Portfolio after 10yr
$103.1K
Annual income
$40,721.47/yr
Blended yield
39.48%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

OXBC
No analyst data
Altman Z
0.6
Piotroski
3/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OXBC buys
0
ADC buys
0
No recent congressional trades found for OXBC or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricOXBCADC
Forward yield4.76%4.13%
Annual dividend / share$2.00$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$27.3K$178.9K
Annual income after 10y$645.64$80,797.29
Total dividends collected$5.6K$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: OXBC vs ADC ($10,000, DRIP)

YearOXBC PortfolioOXBC Income/yrADC PortfolioADC Income/yrGap
1$11,176$476.03$10,990$580.36+$186.00OXBC
2$12,456$497.21$12,301$860.26+$155.00OXBC
3← crossover$13,845$517.88$14,104$1,298.62$259.00ADC
4$15,353$538.00$16,691$2,008.16$1.3KADC
5$16,985$557.54$20,580$3,205.09$3.6KADC
6$18,750$576.47$26,754$5,330.02$8.0KADC
7$20,657$594.75$37,196$9,345.14$16.5KADC
8$22,716$612.38$56,244$17,523.09$33.5KADC
9$24,935$629.35$94,286$35,736.21$69.4KADC
10$27,326$645.64$178,949$80,797.29$151.6KADC

OXBC vs ADC: Complete Analysis 2026

OXBCStock

Oxford Bank Corporation provides banking products and services to various customers in Michigan. Its deposit products include savings, checking, and individual retirement accounts, as well as certificates of deposit. The company's loan portfolio comprises home mortgage, home equity, auto, student, term, commercial real estate, and small business administration loans, as well as lines of credit. It also offers cash management, merchant card, remote deposit capture, payroll, overdraft protection, wire transfer, night depository, and notary services, as well as safe deposit box and interactive teller machine services; online, telephone, and mobile banking services; debit and credit cards; and insurance products. The company operates its branches in Clarkston, Davison, Dryden, Lake Orion, Ortonville, Oxford, and Oakland. Oxford Bank Corporation was founded in 1884 and is based in Oxford, Michigan.

Full OXBC Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
📬

Get this OXBC vs ADC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

OXBC vs SCHDOXBC vs JEPIOXBC vs OOXBC vs KOOXBC vs MAINOXBC vs NNNOXBC vs EPRTOXBC vs FCPT

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.