HomeCompareOXBC vs RYLD

OXBC vs RYLD: Dividend Comparison 2026

OXBC yields 4.76% · RYLD yields 12.14%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $17.2K in total portfolio value
10 years
OXBC
OXBC
● Live price
4.76%
Share price
$42.01
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.3K
Annual income
$645.73
Full OXBC calculator →
RYLD
RYLD
● Live price
12.14%
Share price
$14.95
Annual div
$1.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.5K
Annual income
$2,587.35
Full RYLD calculator →

Portfolio growth — OXBC vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodOXBCRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, OXBC + RYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
OXBC pays
RYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OXBC
Annual income on $10K today (after 15% tax)
$404.67/yr
After 10yr DRIP, annual income (after tax)
$548.87/yr
RYLD
Annual income on $10K today (after 15% tax)
$1,031.60/yr
After 10yr DRIP, annual income (after tax)
$2,199.25/yr
At 15% tax rate, RYLD beats the other by $1,650.38/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of OXBC + RYLD for your $10,000?

OXBC: 50%RYLD: 50%
100% RYLD50/50100% OXBC
Portfolio after 10yr
$35.9K
Annual income
$1,616.53/yr
Blended yield
4.50%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OXBC buys
0
RYLD buys
0
No recent congressional trades found for OXBC or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricOXBCRYLD
Forward yield4.76%12.14%
Annual dividend / share$2.00$1.81
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.3K$44.5K
Annual income after 10y$645.73$2,587.35
Total dividends collected$5.6K$18.8K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: OXBC vs RYLD ($10,000, DRIP)

YearOXBC PortfolioOXBC Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,176$476.08$11,914$1,213.65$738.00RYLD
2$12,456$497.26$14,099$1,351.30$1.6KRYLD
3$13,845$517.94$16,580$1,494.55$2.7KRYLD
4$15,353$538.06$19,384$1,642.61$4.0KRYLD
5$16,985$557.61$22,535$1,794.70$5.5KRYLD
6$18,751$576.53$26,063$1,950.00$7.3KRYLD
7$20,658$594.82$29,995$2,107.69$9.3KRYLD
8$22,716$612.46$34,361$2,266.99$11.6KRYLD
9$24,936$629.43$39,194$2,427.12$14.3KRYLD
10$27,327$645.73$44,525$2,587.35$17.2KRYLD

OXBC vs RYLD: Complete Analysis 2026

OXBCStock

Oxford Bank Corporation provides banking products and services to various customers in Michigan. Its deposit products include savings, checking, and individual retirement accounts, as well as certificates of deposit. The company's loan portfolio comprises home mortgage, home equity, auto, student, term, commercial real estate, and small business administration loans, as well as lines of credit. It also offers cash management, merchant card, remote deposit capture, payroll, overdraft protection, wire transfer, night depository, and notary services, as well as safe deposit box and interactive teller machine services; online, telephone, and mobile banking services; debit and credit cards; and insurance products. The company operates its branches in Clarkston, Davison, Dryden, Lake Orion, Ortonville, Oxford, and Oakland. Oxford Bank Corporation was founded in 1884 and is based in Oxford, Michigan.

Full OXBC Calculator →

RYLDETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.