HomeCompareOXBC vs VYM

OXBC vs VYM: Dividend Comparison 2026

OXBC yields 4.76% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $513.00 in total portfolio value· pulled ahead in Year 6
10 years
OXBC
OXBC
● Live price
4.76%
Share price
$42.00
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.3K
Annual income
$645.93
Full OXBC calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — OXBC vs VYM

📍 VYM pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodOXBCVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, OXBC + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
OXBC pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OXBC
Annual income on $10K today (after 15% tax)
$404.76/yr
After 10yr DRIP, annual income (after tax)
$549.04/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, OXBC beats the other by $312.27/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of OXBC + VYM for your $10,000?

OXBC: 50%VYM: 50%
100% VYM50/50100% OXBC
Portfolio after 10yr
$27.6K
Annual income
$462.23/yr
Blended yield
1.68%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OXBC buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricOXBCVYM
Forward yield4.76%2.41%
Annual dividend / share$2.00$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.3K$27.8K
Annual income after 10y$645.93$278.55
Total dividends collected$5.6K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: OXBC vs VYM ($10,000, DRIP)

YearOXBC PortfolioOXBC Income/yrVYM PortfolioVYM Income/yrGap
1$11,176$476.19$11,151$241.44+$25.00OXBC
2$12,456$497.38$12,413$246.79+$43.00OXBC
3$13,846$518.07$13,794$251.79+$52.00OXBC
4$15,353$538.21$15,306$256.47+$47.00OXBC
5$16,986$557.76$16,960$260.84+$26.00OXBC
6← crossover$18,752$576.70$18,768$264.92$16.00VYM
7$20,659$595.00$20,745$268.71$86.00VYM
8$22,718$612.64$22,905$272.24$187.00VYM
9$24,938$629.62$25,265$275.51$327.00VYM
10$27,329$645.93$27,842$278.55$513.00VYM

OXBC vs VYM: Complete Analysis 2026

OXBCStock

Oxford Bank Corporation provides banking products and services to various customers in Michigan. Its deposit products include savings, checking, and individual retirement accounts, as well as certificates of deposit. The company's loan portfolio comprises home mortgage, home equity, auto, student, term, commercial real estate, and small business administration loans, as well as lines of credit. It also offers cash management, merchant card, remote deposit capture, payroll, overdraft protection, wire transfer, night depository, and notary services, as well as safe deposit box and interactive teller machine services; online, telephone, and mobile banking services; debit and credit cards; and insurance products. The company operates its branches in Clarkston, Davison, Dryden, Lake Orion, Ortonville, Oxford, and Oakland. Oxford Bank Corporation was founded in 1884 and is based in Oxford, Michigan.

Full OXBC Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.