HomeComparePACLX vs SCHD

PACLX vs SCHD: Dividend Comparison 2026

PACLX yields 9.18% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PACLX wins by $7.7K in total portfolio value
10 years
PACLX
PACLX
● Live price
9.18%
Share price
$33.30
Annual div
$3.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,638.40
Full PACLX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — PACLX vs SCHD

📍 PACLX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPACLXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PACLX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PACLX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PACLX
Annual income on $10K today (after 15% tax)
$780.67/yr
After 10yr DRIP, annual income (after tax)
$1,392.64/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, PACLX beats the other by $1,030.58/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PACLX + SCHD for your $10,000?

PACLX: 50%SCHD: 50%
100% SCHD50/50100% PACLX
Portfolio after 10yr
$32.9K
Annual income
$1,032.17/yr
Blended yield
3.14%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PACLX buys
0
SCHD buys
0
No recent congressional trades found for PACLX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPACLXSCHD
Forward yield9.18%3.46%
Annual dividend / share$3.06$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$36.7K$29.0K
Annual income after 10y$1,638.40$425.95
Total dividends collected$12.8K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PACLX vs SCHD ($10,000, DRIP)

YearPACLX PortfolioPACLX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,618$918.44$11,226$346.36+$392.00PACLX
2$13,429$997.27$12,572$357.38+$857.00PACLX
3$15,446$1,077.27$14,046$367.84+$1.4KPACLX
4$17,686$1,158.04$15,660$377.73+$2.0KPACLX
5$20,163$1,239.18$17,425$387.07+$2.7KPACLX
6$22,894$1,320.33$19,354$395.86+$3.5KPACLX
7$25,898$1,401.13$21,461$404.13+$4.4KPACLX
8$29,192$1,481.27$23,762$411.89+$5.4KPACLX
9$32,796$1,560.45$26,272$419.15+$6.5KPACLX
10$36,730$1,638.40$29,010$425.95+$7.7KPACLX

PACLX vs SCHD: Complete Analysis 2026

PACLXStock

The investment seeks long-term capital appreciation. The fund normally invests at least 50% of its total assets in stocks and the remaining assets are generally invested in corporate and government debt (including mortgage- and asset-backed securities) and bank loans (which represent an interest in amounts owed by a borrower to a syndicate of lenders) in keeping with the fund's objective. It may also invest up to 25% of its total assets in foreign securities.

Full PACLX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.