Is PACW or RYLD a better dividend investment in 2026?

PACW currently yields 0.53% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between PACW and RYLD?

PACW has a forward dividend yield of 0.53% ($0.04/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 11.61 percentage points.

Home › Compare › PACW vs RYLD

PACW vs RYLD: Dividend Comparison 2026

PACW yields 0.53% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $24.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PACW

● Live price

0.53%

Share price

$7.54

Annual div

$0.04

5Y div CAGR

-41.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19.8K

Annual income

$0.25

Full PACW calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — PACW vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PACW	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PACW + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PACW pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PACW

Annual income on $10K today (after 15% tax)

$45.09/yr

After 10yr DRIP, annual income (after tax)

$0.21/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $2,199.04/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PACW + RYLD for your $10,000?

PACW: 50%RYLD: 50%

100% RYLD50/50100% PACW

Portfolio after 10yr

$32.2K

Annual income

$1,293.80/yr

Blended yield

4.02%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on PACW right now

PACW

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$34.50

+357.6% upside vs current

Range: $26.00 — $51.00

Altman Z

0.3

Piotroski

4/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PACW buys

RYLD buys

No recent congressional trades found for PACW or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPACWRYLD

Forward yield	0.53%	12.14% ✓
Annual dividend / share	$0.04	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-41.5%	0% ✓
Portfolio after 10y	$19.8K	$44.5K ✓
Annual income after 10y	$0.25	$2,587.35 ✓
Total dividends collected	$75.00 ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PACW vs RYLD ($10,000, DRIP)

Year	PACW Portfolio	PACW Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$10,731	$31.03	$11,914	$1,213.65	$1.2K → RYLD
2	$11,500	$18.21	$14,099	$1,351.30	$2.6K → RYLD
3	$12,316	$10.67	$16,580	$1,494.55	$4.3K → RYLD
4	$13,184	$6.25	$19,384	$1,642.61	$6.2K → RYLD
5	$14,111	$3.66	$22,535	$1,794.70	$8.4K → RYLD
6	$15,101	$2.14	$26,063	$1,950.00	$11.0K → RYLD
7	$16,159	$1.25	$29,995	$2,107.69	$13.8K → RYLD
8	$17,291	$0.73	$34,361	$2,266.99	$17.1K → RYLD
9	$18,502	$0.43	$39,194	$2,427.12	$20.7K → RYLD
10	$19,797	$0.25	$44,525	$2,587.35	$24.7K → RYLD

PACW vs RYLD: Complete Analysis 2026

PACW — Stock

PacWest Bancorp operates as the bank holding company for Pacific Western Bank that provides various banking products and services. The company accepts demand, money market, and time deposits. It also provides real estate loans to professional developers and real estate investors for the acquisition, refinancing, renovation, and construction of commercial real estate properties; small business administration loans; asset-based loans for working capital needs; venture capital loans to support the operations of entrepreneurial and venture-backed companies; and equipment-secured loans and leases. In addition, the company offers consumer loans comprising personal loans, auto loans, home equity lines of credit, revolving lines of credit, and other loans. Further, it provides international banking and multi-state deposit services; money market sweep products; investment advisory and asset management services; treasury and cash management services; telephone banking, remote deposit, and online and mobile banking services; and automated teller machine services. The company offers its products and services to small and mid-sized companies, venture capital and private equity investors, professionals, and other individuals. As of February 1, 2022, it operated through 69 full-service branches located in California; one branch located in Durham, North Carolina; one branch located in Denver, Colorado; and various loan production offices. The company was formerly known as First Community Bancorp and changed its name to PacWest Bancorp in April 2008. PacWest Bancorp was founded in 1999 and is headquartered in Beverly Hills, California.

Full PACW Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.