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PANDY vs SCHD: Dividend Comparison 2026

PANDY yields 2.98% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $5.1K in total portfolio value
10 years
PANDY
PANDY
● Live price
2.98%
Share price
$21.82
Annual div
$0.65
5Y div CAGR
-1.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.9K
Annual income
$320.16
Full PANDY calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — PANDY vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPANDYSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PANDY + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PANDY pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PANDY
Annual income on $10K today (after 15% tax)
$253.21/yr
After 10yr DRIP, annual income (after tax)
$272.14/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $89.92/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PANDY + SCHD for your $10,000?

PANDY: 50%SCHD: 50%
100% SCHD50/50100% PANDY
Portfolio after 10yr
$26.5K
Annual income
$373.05/yr
Blended yield
1.41%
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Analyst Conviction Gap

Where Wall Street is most bullish on PANDY right now

PANDY
Analyst Ratings
2
Buy
1
Hold
1
Sell
Consensus: Buy
Altman Z
2.7
Piotroski
5/9
SCHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PANDY buys
2
SCHD buys
0
PoliticianChamberTickerTypeAmountDate
Daniel Goldman🏢 House$PANDY▼ Sell$1,001 - $15,0002023-07-10
Greg Gianforte🏢 House$PANDY▲ Buy$1,001 - $15,0002020-11-13
Greg Gianforte🏢 House$PANDY▲ Buy$1,001 - $15,0002020-03-18
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPANDYSCHD
Forward yield2.98%3.46%
Annual dividend / share$0.65$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-1.1%0%
Portfolio after 10y$23.9K$29.0K
Annual income after 10y$320.16$425.95
Total dividends collected$3.1K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PANDY vs SCHD ($10,000, DRIP)

YearPANDY PortfolioPANDY Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,995$294.62$11,226$346.36$231.00SCHD
2$12,064$299.40$12,572$357.38$508.00SCHD
3$13,212$303.64$14,046$367.84$834.00SCHD
4$14,444$307.36$15,660$377.73$1.2KSCHD
5$15,766$310.59$17,425$387.07$1.7KSCHD
6$17,183$313.35$19,354$395.86$2.2KSCHD
7$18,701$315.66$21,461$404.13$2.8KSCHD
8$20,328$317.55$23,762$411.89$3.4KSCHD
9$22,070$319.04$26,272$419.15$4.2KSCHD
10$23,935$320.16$29,010$425.95$5.1KSCHD

PANDY vs SCHD: Complete Analysis 2026

PANDYStock

Pandora A/S designs, manufactures, and markets hand-finished and contemporary jewelry worldwide. The company's jewelry material includes silver and gold; gold and rose gold plated; man-made stones, natural stones, synthetic stones, pearls, and diamonds; as well as enamel, glass, leather, and textile products. Its products primarily include charms, bracelets, rings, earrings, necklaces, and pendants. The company operates through a network of 2,619 concept stores, which include 1,423 company owned stores, 700 franchise owned stores, and 496 third party distribution; and 4,154 other points of sale, as well as eSTOREs. Pandora A/S was founded in 1982 and is headquartered in Copenhagen, Denmark.

Full PANDY Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.