HomeComparePAPI vs SPHD

PAPI vs SPHD: Dividend Comparison 2026

PAPI yields 7.32% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PAPI wins by $5.9K in total portfolio value
10 years
PAPI
PAPI
● Live price
7.32%
Share price
$27.45
Annual div
$2.01
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.5K
Annual income
$1,163.62
Full PAPI calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — PAPI vs SPHD

📍 PAPI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPAPISPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PAPI + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PAPI pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PAPI
Annual income on $10K today (after 15% tax)
$621.83/yr
After 10yr DRIP, annual income (after tax)
$989.08/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, PAPI beats the other by $503.45/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PAPI + SPHD for your $10,000?

PAPI: 50%SPHD: 50%
100% SPHD50/50100% PAPI
Portfolio after 10yr
$29.5K
Annual income
$867.47/yr
Blended yield
2.94%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PAPI buys
0
SPHD buys
0
No recent congressional trades found for PAPI or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPAPISPHD
Forward yield7.32%4.33%
Annual dividend / share$2.01$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$32.5K$26.5K
Annual income after 10y$1,163.62$571.32
Total dividends collected$9.5K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PAPI vs SPHD ($10,000, DRIP)

YearPAPI PortfolioPAPI Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,432$731.57$11,133$432.85+$299.00PAPI
2$13,013$781.59$12,363$450.36+$650.00PAPI
3$14,756$831.53$13,695$467.39+$1.1KPAPI
4$16,670$881.19$15,138$483.90+$1.5KPAPI
5$18,767$930.37$16,697$499.88+$2.1KPAPI
6$21,060$978.90$18,382$515.31+$2.7KPAPI
7$23,561$1,026.61$20,198$530.17+$3.4KPAPI
8$26,283$1,073.39$22,157$544.46+$4.1KPAPI
9$29,242$1,119.09$24,266$558.18+$5.0KPAPI
10$32,453$1,163.62$26,536$571.32+$5.9KPAPI

PAPI vs SPHD: Complete Analysis 2026

PAPIStock

PAPI primarily invests in an equity portfolio of durable dividend payers selected from the Russell 3000 Index using a proprietary investment process that considers 12-month yield and risk level. The fund attempts to achieve broad diversification by weighting all sectors equally and then assigning equal weights to the top-ranking stocks within each sector. In an attempt to generate incremental income, PAPI systematically writes short-dated (2-week) out-of-the-money call options in tranches, with expirations staggered every 3 to 4 days. The call options, which may include FLEX options, are written on the underlying ETF (SPY) or the S&P 500 Index. The fund earns some premium from writing calls, but this caps the funds upside potential. PAPI may incorporate tax loss harvesting within the long equity portfolio to maximize realization of losses. Investors should note that naked call writing, or selling call options without owning the underlying asset, is a high-risk options strategy.

Full PAPI Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.