HomeComparePAPI vs XYLD

PAPI vs XYLD: Dividend Comparison 2026

PAPI yields 7.32% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PAPI wins by $6.6K in total portfolio value
10 years
PAPI
PAPI
● Live price
7.32%
Share price
$27.45
Annual div
$2.01
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.5K
Annual income
$1,163.62
Full PAPI calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — PAPI vs XYLD

📍 PAPI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPAPIXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PAPI + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PAPI pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PAPI
Annual income on $10K today (after 15% tax)
$621.83/yr
After 10yr DRIP, annual income (after tax)
$989.08/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $1,859.30/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PAPI + XYLD for your $10,000?

PAPI: 50%XYLD: 50%
100% XYLD50/50100% PAPI
Portfolio after 10yr
$29.2K
Annual income
$2,257.32/yr
Blended yield
7.74%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PAPI buys
0
XYLD buys
0
No recent congressional trades found for PAPI or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPAPIXYLD
Forward yield7.32%11.20%
Annual dividend / share$2.01$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$32.5K$25.9K
Annual income after 10y$1,163.62$3,351.03
Total dividends collected$9.5K$20.2K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: PAPI vs XYLD ($10,000, DRIP)

YearPAPI PortfolioPAPI Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,432$731.57$10,840$1,120.44+$592.00PAPI
2$13,013$781.59$11,786$1,249.59+$1.2KPAPI
3$14,756$831.53$12,854$1,397.78+$1.9KPAPI
4$16,670$881.19$14,063$1,568.33+$2.6KPAPI
5$18,767$930.37$15,434$1,765.19+$3.3KPAPI
6$21,060$978.90$16,995$1,993.14+$4.1KPAPI
7$23,561$1,026.61$18,777$2,257.95+$4.8KPAPI
8$26,283$1,073.39$20,818$2,566.58+$5.5KPAPI
9$29,242$1,119.09$23,163$2,927.50+$6.1KPAPI
10$32,453$1,163.62$25,865$3,351.03+$6.6KPAPI

PAPI vs XYLD: Complete Analysis 2026

PAPIStock

PAPI primarily invests in an equity portfolio of durable dividend payers selected from the Russell 3000 Index using a proprietary investment process that considers 12-month yield and risk level. The fund attempts to achieve broad diversification by weighting all sectors equally and then assigning equal weights to the top-ranking stocks within each sector. In an attempt to generate incremental income, PAPI systematically writes short-dated (2-week) out-of-the-money call options in tranches, with expirations staggered every 3 to 4 days. The call options, which may include FLEX options, are written on the underlying ETF (SPY) or the S&P 500 Index. The fund earns some premium from writing calls, but this caps the funds upside potential. PAPI may incorporate tax loss harvesting within the long equity portfolio to maximize realization of losses. Investors should note that naked call writing, or selling call options without owning the underlying asset, is a high-risk options strategy.

Full PAPI Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.