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PAYA vs JEPI: Dividend Comparison 2026

PAYA yields 20.53% · JEPI yields 8.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPI wins by $5.6K in total portfolio value· pulled ahead in Year 4
10 years
PAYA
PAYA
● Live price
20.53%
Share price
$9.74
Annual div
$2.00
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.4K
Annual income
$2.39
Full PAYA calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.40%
Share price
$56.68
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$1,528.62
Full JEPI calculator →

Portfolio growth — PAYA vs JEPI

📍 JEPI pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPAYAJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PAYA + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PAYA pays
JEPI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PAYA
Annual income on $10K today (after 15% tax)
$1,745.38/yr
After 10yr DRIP, annual income (after tax)
$2.03/yr
JEPI
Annual income on $10K today (after 15% tax)
$714.16/yr
After 10yr DRIP, annual income (after tax)
$1,299.33/yr
At 15% tax rate, JEPI beats the other by $1,297.30/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PAYA + JEPI for your $10,000?

PAYA: 50%JEPI: 50%
100% JEPI50/50100% PAYA
Portfolio after 10yr
$26.2K
Annual income
$765.50/yr
Blended yield
2.92%
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Analyst Conviction Gap

Where Wall Street is most bullish on PAYA right now

PAYA
Analyst Ratings
4
Buy
5
Hold
Consensus: Hold
Price Target
$9.21
-5.4% upside vs current
Range: $8.00 — $10.00
Altman Z
2.3
Piotroski
7/9
JEPI
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PAYA buys
0
JEPI buys
0
No recent congressional trades found for PAYA or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPAYAJEPI
Forward yield20.53%8.40%
Annual dividend / share$2.00$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$23.4K$29.0K
Annual income after 10y$2.39$1,528.62
Total dividends collected$2.2K$11.7K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: PAYA vs JEPI ($10,000, DRIP)

YearPAYA PortfolioPAYA Income/yrJEPI PortfolioJEPI Income/yrGap
1$11,727$1,026.69$11,260$840.19+$467.00PAYA
2$13,110$562.60$12,641$907.94+$469.00PAYA
3$14,322$293.91$14,150$978.20+$172.00PAYA
4← crossover$15,474$150.04$15,795$1,050.85$321.00JEPI
5$16,633$75.75$17,584$1,125.74$951.00JEPI
6$17,836$38.05$19,526$1,202.74$1.7KJEPI
7$19,103$19.07$21,628$1,281.69$2.5KJEPI
8$20,450$9.54$23,898$1,362.43$3.4KJEPI
9$21,886$4.77$26,347$1,444.79$4.5KJEPI
10$23,421$2.39$28,982$1,528.62$5.6KJEPI

PAYA vs JEPI: Complete Analysis 2026

PAYAStock

Paya Holdings Inc., through its subsidiaries, operates as an independent integrated payments platform. It operates through two segments, Integrated Solutions and Payment Services. The company processes payments through credit and debit card, automated clearing house, and check payments. It serves customers through distribution partners with focus on targeted verticals, such as B2B goods and services, healthcare, faith-based and non-profit, government and utilities, and education markets. The company is headquartered in Atlanta, Georgia with additional offices in Reston, Virginia; Fort Walton Beach, Florida; Dayton, Ohio; Mt. Vernon, Ohio; Dallas, Texas; and Tempe, Arizona.

Full PAYA Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.