HomeComparePAYOW vs VYM

PAYOW vs VYM: Dividend Comparison 2026

PAYOW yields 273.97% · VYM yields 2.37%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PAYOW wins by $829.73M in total portfolio value
10 years
PAYOW
PAYOW
● Live price
273.97%
Share price
$0.73
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$829.76M
Annual income
$482,976,705.87
Full PAYOW calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.37%
Share price
$148.10
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$272.94
Full VYM calculator →

Portfolio growth — PAYOW vs VYM

📍 PAYOW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPAYOWVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PAYOW + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PAYOW pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PAYOW
Annual income on $10K today (after 15% tax)
$23,287.67/yr
After 10yr DRIP, annual income (after tax)
$410,530,199.99/yr
VYM
Annual income on $10K today (after 15% tax)
$201.60/yr
After 10yr DRIP, annual income (after tax)
$232.00/yr
At 15% tax rate, PAYOW beats the other by $410,529,967.99/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PAYOW + VYM for your $10,000?

PAYOW: 50%VYM: 50%
100% VYM50/50100% PAYOW
Portfolio after 10yr
$414.89M
Annual income
$241,488,489.40/yr
Blended yield
58.20%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PAYOW buys
0
VYM buys
0
No recent congressional trades found for PAYOW or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPAYOWVYM
Forward yield273.97%2.37%
Annual dividend / share$2.00$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$829.76M$27.8K
Annual income after 10y$482,976,705.87$272.94
Total dividends collected$793.91M$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PAYOW vs VYM ($10,000, DRIP)

YearPAYOW PortfolioPAYOW Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$38,097$27,397.26$11,147$237.17+$26.9KPAYOW
2$138,312$97,547.72$12,404$242.33+$125.9KPAYOW
3$478,971$330,977.72$13,780$247.16+$465.2KPAYOW
4$1,583,686$1,071,187.07$15,285$251.67+$1.57MPAYOW
5$5,004,645$3,310,100.73$16,932$255.88+$4.99MPAYOW
6$15,130,978$9,776,007.79$18,733$259.81+$15.11MPAYOW
7$43,813,187$27,623,040.05$20,701$263.46+$43.79MPAYOW
8$121,632,577$74,752,467.62$22,852$266.86+$121.61MPAYOW
9$324,095,536$193,948,677.87$25,201$270.01+$324.07MPAYOW
10$829,758,929$482,976,705.87$27,768$272.94+$829.73MPAYOW

PAYOW vs VYM: Complete Analysis 2026

PAYOWStock

Payoneer Global Inc. operates as a financial technology company. It operates a payment infrastructure platform that provides customers with a one-stop, global, multi-currency account to serve their accounts receivable and accounts payable needs. The company delivers a suite of services that includes cross-border payments, physical and virtual MasterCard cards, working capital, risk management, and other services. It also offers various payment options with minimal integration required, full back-office functions, and customer support offered. The company's platform delivers bank-grade security, stability, and redundancy. It serves customers, such as small and medium-sized businesses in approximately 190 countries and territories worldwide. Payoneer Global Inc. was founded in 2005 and is headquartered in New York, New York.

Full PAYOW Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.