HomeComparePAYX vs HD

PAYX vs HD: Dividend Comparison 2026

PAYX yields 4.64% · HD yields 2.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PAYX wins by $3.27M in total portfolio value
10 years
PAYX
PAYX
● Live price
4.64%
Share price
$93.12
Annual div
$4.32
5Y div CAGR
62.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$3.55M
Annual income
$2,654,302.74
Full PAYX calculator →
HD
HD
● Live price
2.85%
Share price
$323.50
Annual div
$9.23
5Y div CAGR
53.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$279.0K
Annual income
$142,668.82
Full HD calculator →

Portfolio growth — PAYX vs HD

📍 PAYX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPAYXHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PAYX + HD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PAYX pays
HD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PAYX
Annual income on $10K today (after 15% tax)
$394.33/yr
After 10yr DRIP, annual income (after tax)
$2,256,157.33/yr
HD
Annual income on $10K today (after 15% tax)
$242.52/yr
After 10yr DRIP, annual income (after tax)
$121,268.50/yr
At 15% tax rate, PAYX beats the other by $2,134,888.83/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PAYX + HD for your $10,000?

PAYX: 50%HD: 50%
100% HD50/50100% PAYX
Portfolio after 10yr
$1.92M
Annual income
$1,398,485.78/yr
Blended yield
72.99%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on HD right now

PAYX
Analyst Ratings
4
Buy
20
Hold
6
Sell
Consensus: Hold
Price Target
$117.00
+25.6% upside vs current
Range: $98.00 — $135.00
Altman Z
2.6
Piotroski
6/9
HD
Analyst Ratings
1
Strong
37
Buy
20
Hold
4
Sell
Consensus: Buy
Price Target
$408.08
+26.1% upside vs current
Range: $320.00 — $454.00
Altman Z
5.6
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PAYX buys
0
HD buys
0
No recent congressional trades found for PAYX or HD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPAYXHD
Forward yield4.64%2.85%
Annual dividend / share$4.32$9.23
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR62.1%53.4%
Portfolio after 10y$3.55M$279.0K
Annual income after 10y$2,654,302.74$142,668.82
Total dividends collected$3.45M$244.1K
Payment frequencyquarterlyquarterly
SectorTechnologyConsumer Discretionary
Analyst consensusHoldBuy
Analyst price target$117.00$408.08

Year-by-year: PAYX vs HD ($10,000, DRIP)

YearPAYX PortfolioPAYX Income/yrHD PortfolioHD Income/yrGap
1← crossover$11,452$752.01$11,138$437.68+$314.00PAYX
2$13,558$1,304.68$12,616$698.86+$942.00PAYX
3$16,847$2,340.07$14,634$1,134.92+$2.2KPAYX
4$22,432$4,405.11$17,546$1,887.33+$4.9KPAYX
5$32,888$8,885.61$22,018$3,244.11+$10.9KPAYX
6$54,926$19,735.78$29,396$5,836.38+$25.5KPAYX
7$108,704$49,933.81$42,625$11,170.93+$66.1KPAYX
8$266,029$149,714.93$68,831$23,222.23+$197.2KPAYX
9$839,718$555,067.61$127,410$53,760.90+$712.3KPAYX
10$3,552,801$2,654,302.74$278,997$142,668.82+$3.27MPAYX

PAYX vs HD: Complete Analysis 2026

PAYXTechnology

Paychex, Inc. provides integrated human capital management solutions for human resources (HR), payroll, benefits, and insurance services for small to medium-sized businesses in the United States, Europe, and India. It offers payroll processing services; payroll tax administration services; employee payment services; and regulatory compliance services, such as new-hire reporting and garnishment processing. The company also provides HR solutions, including payroll, employer compliance, HR and employee benefits administration, risk management outsourcing, and the on-site availability of a professionally trained HR representative; and retirement services administration, including plan implementation, ongoing compliance with government regulations, employee and employer reporting, participant and employer online access, electronic funds transfer, and other administrative services. In addition, it offers cloud-based HR administration software products for employee benefits management and administration, time and attendance, digital communication solutions, recruiting, and onboarding solutions; plan administration outsourcing and state unemployment insurance services; various business services to small to medium-sized businesses comprising payroll funding and outsourcing services, which include payroll processing, invoicing, and tax preparation; and payment processing services, financial fitness programs, and a small-business loan resource center. Further, the company provides insurance services for property and casualty coverage, such as workers' compensation, business-owner policies, cyber security protection, and commercial auto, as well as health and benefits coverage, including health, dental, vision, and life. It markets and sells its services primarily through its direct sales force. The company was founded in 1971 and is headquartered in Rochester, New York.

Full PAYX Calculator →

HDConsumer Discretionary

The Home Depot, Inc. operates as a home improvement retailer. It operates The Home Depot stores that sell various building materials, home improvement products, lawn and garden products, and décor products, as well as facilities maintenance, repair, and operations products The company also offers installation services for flooring, cabinets and cabinet makeovers, countertops, furnaces and central air systems, and windows. In addition, it provides tool and equipment rental services. The company primarily serves homeowners; and professional renovators/remodelers, general contractors, maintenance professionals, handymen, property managers, building service contractors, and specialty tradesmen, such as electricians, plumbers, and painters. It also sells its products through websites, including homedepot.com; blinds.com, an online site for custom window coverings; and thecompanystore.com, an online site for textiles and décor products. As of December 31, 2021, the company operated 2,317 stores in the United States. The Home Depot, Inc. was incorporated in 1978 and is based in Atlanta, Georgia.

Full HD Calculator →
📬

Get this PAYX vs HD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PAYX vs SCHDPAYX vs JEPIPAYX vs OPAYX vs KOPAYX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.