HomeComparePBCO vs DIVO

PBCO vs DIVO: Dividend Comparison 2026

PBCO yields 1.36% · DIVO yields 6.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $9.1K in total portfolio value
10 years
PBCO
PBCO
● Live price
1.36%
Share price
$18.39
Annual div
$0.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.6K
Annual income
$148.47
Full PBCO calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — PBCO vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPBCODIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PBCO + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PBCO pays
DIVO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PBCO
Annual income on $10K today (after 15% tax)
$115.55/yr
After 10yr DRIP, annual income (after tax)
$126.20/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, DIVO beats the other by $708.23/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PBCO + DIVO for your $10,000?

PBCO: 50%DIVO: 50%
100% DIVO50/50100% PBCO
Portfolio after 10yr
$26.2K
Annual income
$565.07/yr
Blended yield
2.16%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PBCO buys
0
DIVO buys
0
No recent congressional trades found for PBCO or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPBCODIVO
Forward yield1.36%6.49%
Annual dividend / share$0.25$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.6K$30.7K
Annual income after 10y$148.47$981.68
Total dividends collected$1.4K$8.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PBCO vs DIVO ($10,000, DRIP)

YearPBCO PortfolioPBCO Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$10,836$135.94$11,349$649.42$513.00DIVO
2$11,732$137.67$12,833$688.83$1.1KDIVO
3$12,693$139.31$14,459$727.90$1.8KDIVO
4$13,722$140.85$16,238$766.49$2.5KDIVO
5$14,825$142.31$18,179$804.47$3.4KDIVO
6$16,006$143.69$20,293$841.71$4.3KDIVO
7$17,272$144.99$22,591$878.14$5.3KDIVO
8$18,627$146.22$25,087$913.65$6.5KDIVO
9$20,078$147.38$27,791$948.18$7.7KDIVO
10$21,632$148.47$30,718$981.68$9.1KDIVO

PBCO vs DIVO: Complete Analysis 2026

PBCOStock

PBCO Financial Corporation operates as a bank holding company for People's Bank of Commerce that provides commercial banking services for businesses and individuals in Southern Oregon. The company offers checking and savings accounts. It also provides home loans; home equity lines of credit; consumer loans and credit lines; home lot and construction, auto, recreational vehicle, boat, and personal loans; personal lines of credit; commercial loans and lines of credit; and small business - SBA/government loans. In addition, the company offers treasury management and ebanking services; PPP loan forgiveness services; and debit cards. It has branches in Albany, Medford, Ashland, Central Point, Grants Pass, Klamath Falls, Lebanon, and Salem. The company was founded in 1998 and is based in Medford, Oregon.

Full PBCO Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.