Is PBCRF or RYLD a better dividend investment in 2026?

PBCRF currently yields 4.97% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between PBCRF and RYLD?

PBCRF has a forward dividend yield of 4.97% ($0.02/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 7.17 percentage points.

Home › Compare › PBCRF vs RYLD

PBCRF vs RYLD: Dividend Comparison 2026

PBCRF yields 4.97% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PBCRF wins by $5943.06M in total portfolio value· pulled ahead in Year 2

INVESTMENT

TIME HORIZON10 years

PBCRF

● Live price

4.97%

Share price

$0.40

Annual div

$0.02

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$5943.10M

Annual income

$5,721,922,799.87

Full PBCRF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — PBCRF vs RYLD

📍 PBCRF pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PBCRF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PBCRF + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PBCRF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PBCRF

Annual income on $10K today (after 15% tax)

$422.43/yr

After 10yr DRIP, annual income (after tax)

$4,863,634,379.89/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, PBCRF beats the other by $4,863,632,180.64/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PBCRF + RYLD for your $10,000?

PBCRF: 50%RYLD: 50%

100% RYLD50/50100% PBCRF

Portfolio after 10yr

$2971.57M

Annual income

$2,860,962,693.61/yr

Blended yield

96.28%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on PBCRF right now

PBCRF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

-0.1

Piotroski

6/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PBCRF buys

RYLD buys

No recent congressional trades found for PBCRF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPBCRFRYLD

Forward yield	4.97%	12.14% ✓
Annual dividend / share	$0.02	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$5943.10M ✓	$44.5K
Annual income after 10y	$5,721,922,799.87 ✓	$2,587.35
Total dividends collected	$5927.58M ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PBCRF vs RYLD ($10,000, DRIP)

Year	PBCRF Portfolio	PBCRF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,694	$993.95	$11,914	$1,213.65	$220.00 → RYLD
2← crossover	$14,685	$2,172.56	$14,099	$1,351.30	+$586.00 → PBCRF
3	$20,813	$5,099.57	$16,580	$1,494.55	+$4.2K → PBCRF
4	$35,779	$13,509.21	$19,384	$1,642.61	+$16.4K → PBCRF
5	$81,692	$43,408.42	$22,535	$1,794.70	+$59.2K → PBCRF
6	$272,666	$185,256.39	$26,063	$1,950.00	+$246.6K → PBCRF
7	$1,447,529	$1,155,775.61	$29,995	$2,107.69	+$1.42M → PBCRF
8	$13,017,584	$11,468,727.81	$34,361	$2,266.99	+$12.98M → PBCRF
9	$206,710,003	$192,781,189.05	$39,194	$2,427.12	+$206.67M → PBCRF
10	$5,943,102,504	$5,721,922,799.87	$44,525	$2,587.35	+$5943.06M → PBCRF

PBCRF vs RYLD: Complete Analysis 2026

PBCRF — Stock

PT Bank Central Asia Tbk, together with its subsidiaries, provides banking products and services to individual, corporate, and small and medium enterprise customers in Indonesia and internationally. It offers savings accounts; motorcycle financing, as well as car, housing, working capital, and investment loans; mutual funds and bonds; electronic money services; credit cards; business collection services; and home and eBanking, remittance, and customer services. The company also provides investment financing, working capital financing, auto and multipurpose financing, operating lease, other financing activities, money lending and remittance, securities brokerage dealing and securities issuance underwriting, general or loss insurance, life insurance, Sharia banking, and venture capital services. As of December 2021, it operated 1,334 offices comprising 137 main branch offices; 1,105 permanent sub-branch offices; 70 mobile sub-branch offices; and 22 functional offices, as well as total 18,034 automated teller machines (ATMs) consisting of cash recycling machines and multi-functional ATMs. PT Bank Central Asia Tbk was founded in 1955 and is headquartered in Jakarta, Indonesia. PT Bank Central Asia Tbk is a subsidiary of PT Dwimuria Investama Andalan.

Full PBCRF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.