HomeComparePBCRY vs SPHD

PBCRY vs SPHD: Dividend Comparison 2026

PBCRY yields 0.51% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PBCRY wins by $641.7K in total portfolio value· pulled ahead in Year 5
10 years
PBCRY
PBCRY
● Live price
0.51%
Share price
$9.63
Annual div
$0.05
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$668.2K
Annual income
$486,019.49
Full PBCRY calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — PBCRY vs SPHD

📍 PBCRY pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPBCRYSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PBCRY + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PBCRY pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PBCRY
Annual income on $10K today (after 15% tax)
$43.56/yr
After 10yr DRIP, annual income (after tax)
$413,116.57/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, PBCRY beats the other by $412,630.94/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PBCRY + SPHD for your $10,000?

PBCRY: 50%SPHD: 50%
100% SPHD50/50100% PBCRY
Portfolio after 10yr
$347.4K
Annual income
$243,295.41/yr
Blended yield
70.04%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PBCRY buys
0
SPHD buys
0
No recent congressional trades found for PBCRY or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPBCRYSPHD
Forward yield0.51%4.33%
Annual dividend / share$0.05$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$668.2K$26.5K
Annual income after 10y$486,019.49$571.32
Total dividends collected$632.2K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PBCRY vs SPHD ($10,000, DRIP)

YearPBCRY PortfolioPBCRY Income/yrSPHD PortfolioSPHD Income/yrGap
1$10,803$102.50$11,133$432.85$330.00SPHD
2$11,766$206.96$12,363$450.36$597.00SPHD
3$13,011$421.34$13,695$467.39$684.00SPHD
4$14,792$870.89$15,138$483.90$346.00SPHD
5← crossover$17,678$1,850.73$16,697$499.88+$981.00PBCRY
6$23,050$4,134.28$18,382$515.31+$4.7KPBCRY
7$34,739$10,075.75$20,198$530.17+$14.5KPBCRY
8$65,555$28,383.90$22,157$544.46+$43.4KPBCRY
9$170,260$100,115.69$24,266$558.18+$146.0KPBCRY
10$668,197$486,019.49$26,536$571.32+$641.7KPBCRY

PBCRY vs SPHD: Complete Analysis 2026

PBCRYStock

PT Bank Central Asia Tbk, together with its subsidiaries, provides banking products and services to individual, corporate, and small and medium enterprise customers in Indonesia and internationally. It offers savings accounts; motorcycle financing, as well as car, housing, working capital, and investment loans; mutual funds and bonds; electronic money services; credit cards; business collection services; and home and eBanking, remittance, and customer services. The company also provides investment financing, working capital financing, auto and multipurpose financing, operating lease, other financing activities, money lending and remittance, securities brokerage dealing and securities issuance underwriting, general or loss insurance, life insurance, Sharia banking, and venture capital services. As of December 2021, it operated 1,334 offices comprising 137 main branch offices; 1,105 permanent sub-branch offices; 70 mobile sub-branch offices; and 22 functional offices, as well as total 18,034 automated teller machines (ATMs) consisting of cash recycling machines and multi-functional ATMs. PT Bank Central Asia Tbk was founded in 1955 and is headquartered in Jakarta, Indonesia. PT Bank Central Asia Tbk is a subsidiary of PT Dwimuria Investama Andalan.

Full PBCRY Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.