Is PBCRY or XYLD a better dividend investment in 2026?

PBCRY currently yields 0.51% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between PBCRY and XYLD?

PBCRY has a forward dividend yield of 0.51% ($0.05/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 10.69 percentage points.

Home › Compare › PBCRY vs XYLD

PBCRY vs XYLD: Dividend Comparison 2026

PBCRY yields 0.51% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PBCRY wins by $642.3K in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

PBCRY

● Live price

0.51%

Share price

$9.63

Annual div

$0.05

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$668.2K

Annual income

$486,019.49

Full PBCRY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — PBCRY vs XYLD

📍 PBCRY pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PBCRY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PBCRY + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PBCRY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PBCRY

Annual income on $10K today (after 15% tax)

$43.56/yr

After 10yr DRIP, annual income (after tax)

$413,116.57/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, PBCRY beats the other by $410,268.19/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PBCRY + XYLD for your $10,000?

PBCRY: 50%XYLD: 50%

100% XYLD50/50100% PBCRY

Portfolio after 10yr

$347.0K

Annual income

$244,685.26/yr

Blended yield

70.51%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PBCRY buys

XYLD buys

No recent congressional trades found for PBCRY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPBCRYXYLD

Forward yield	0.51%	11.20% ✓
Annual dividend / share	$0.05	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$668.2K ✓	$25.9K
Annual income after 10y	$486,019.49 ✓	$3,351.03
Total dividends collected	$632.2K ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PBCRY vs XYLD ($10,000, DRIP)

Year	PBCRY Portfolio	PBCRY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$10,803	$102.50	$10,840	$1,120.44	$37.00 → XYLD
2	$11,766	$206.96	$11,786	$1,249.59	$20.00 → XYLD
3← crossover	$13,011	$421.34	$12,854	$1,397.78	+$157.00 → PBCRY
4	$14,792	$870.89	$14,063	$1,568.33	+$729.00 → PBCRY
5	$17,678	$1,850.73	$15,434	$1,765.19	+$2.2K → PBCRY
6	$23,050	$4,134.28	$16,995	$1,993.14	+$6.1K → PBCRY
7	$34,739	$10,075.75	$18,777	$2,257.95	+$16.0K → PBCRY
8	$65,555	$28,383.90	$20,818	$2,566.58	+$44.7K → PBCRY
9	$170,260	$100,115.69	$23,163	$2,927.50	+$147.1K → PBCRY
10	$668,197	$486,019.49	$25,865	$3,351.03	+$642.3K → PBCRY

PBCRY vs XYLD: Complete Analysis 2026

PBCRY — Stock

PT Bank Central Asia Tbk, together with its subsidiaries, provides banking products and services to individual, corporate, and small and medium enterprise customers in Indonesia and internationally. It offers savings accounts; motorcycle financing, as well as car, housing, working capital, and investment loans; mutual funds and bonds; electronic money services; credit cards; business collection services; and home and eBanking, remittance, and customer services. The company also provides investment financing, working capital financing, auto and multipurpose financing, operating lease, other financing activities, money lending and remittance, securities brokerage dealing and securities issuance underwriting, general or loss insurance, life insurance, Sharia banking, and venture capital services. As of December 2021, it operated 1,334 offices comprising 137 main branch offices; 1,105 permanent sub-branch offices; 70 mobile sub-branch offices; and 22 functional offices, as well as total 18,034 automated teller machines (ATMs) consisting of cash recycling machines and multi-functional ATMs. PT Bank Central Asia Tbk was founded in 1955 and is headquartered in Jakarta, Indonesia. PT Bank Central Asia Tbk is a subsidiary of PT Dwimuria Investama Andalan.

Full PBCRY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.