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PBCT vs MA: Dividend Comparison 2026

PBCT yields 68.97% · MA yields 0.64%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PBCT wins by $3.65M in total portfolio value
10 years
PBCT
PBCT
● Live price
68.97%
Share price
$19.41
Annual div
$13.39
5Y div CAGR
7.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4.15M
Annual income
$1,740,349.80
Full PBCT calculator →
MA
MA
● Live price
0.64%
Share price
$494.00
Annual div
$3.15
5Y div CAGR
91.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$497.2K
Annual income
$341,049.48
Full MA calculator →

Portfolio growth — PBCT vs MA

📍 PBCT pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPBCTMA
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PBCT + MA cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PBCT pays
MA pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PBCT
Annual income on $10K today (after 15% tax)
$5,862.71/yr
After 10yr DRIP, annual income (after tax)
$1,479,297.33/yr
MA
Annual income on $10K today (after 15% tax)
$54.20/yr
After 10yr DRIP, annual income (after tax)
$289,892.06/yr
At 15% tax rate, PBCT beats the other by $1,189,405.27/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PBCT + MA for your $10,000?

PBCT: 50%MA: 50%
100% MA50/50100% PBCT
Portfolio after 10yr
$2.32M
Annual income
$1,040,699.64/yr
Blended yield
44.80%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MA right now

PBCT
Analyst Ratings
2
Buy
18
Hold
3
Sell
Consensus: Hold
MA
Analyst Ratings
1
Strong
51
Buy
12
Hold
Consensus: Buy
Price Target
$667.33
+35.1% upside vs current
Range: $610.00 — $739.00
Altman Z
9.7
Piotroski
8/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PBCT buys
0
MA buys
0
No recent congressional trades found for PBCT or MA in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPBCTMA
Forward yield68.97%0.64%
Annual dividend / share$13.39$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR7.5%91.8%
Portfolio after 10y$4.15M$497.2K
Annual income after 10y$1,740,349.80$341,049.48
Total dividends collected$3.79M$463.2K
Payment frequencyquarterlyquarterly
SectorStockFinancials
Analyst consensusHoldBuy

Year-by-year: PBCT vs MA ($10,000, DRIP)

YearPBCT PortfolioPBCT Income/yrMA PortfolioMA Income/yrGap
1← crossover$18,115$7,414.60$10,822$122.30+$7.3KPBCT
2$32,877$13,494.02$11,817$237.26+$21.1KPBCT
3$59,783$24,605.07$13,109$464.38+$46.7KPBCT
4$108,919$44,951.07$14,950$923.39+$94.0KPBCT
5$198,822$82,279.18$17,884$1,887.66+$180.9KPBCT
6$363,636$150,895.63$23,183$4,047.78+$340.5KPBCT
7$666,360$277,269.67$34,212$9,405.89+$632.1KPBCT
8$1,223,474$510,469.01$61,488$24,880.97+$1.16MPBCT
9$2,250,747$941,629.40$145,949$80,157.01+$2.10MPBCT
10$4,148,649$1,740,349.80$497,215$341,049.48+$3.65MPBCT

PBCT vs MA: Complete Analysis 2026

PBCTStock

People's United Financial, Inc. operates as the bank holding company for People's United Bank, National Association that provides commercial banking, retail banking, and wealth management services to individual, corporate, and municipal customers. The company offers commercial deposit products, commercial real estate lending, middle market and business banking, equipment financing, mortgage warehouse and asset-based lending, treasury management services, and capital market capabilities. It also provides consumer lending, including residential mortgage and home equity lending; and consumer deposit gathering services. In addition, the company offers brokerage, financial and investment advisory, investment management, life insurance, financial management and planning, and non-institutional trust services, as well as cash management, municipal banking, online banking, investment trading, and telephone banking services. As of March 04, 2022, it operated approximately 400 retail locations in Connecticut, New York, Massachusetts, Vermont, New Hampshire, and Maine. The company also operates 562 ATMs. People's United Financial, Inc. was founded in 1842 and is headquartered in Bridgeport, Connecticut. As of April 1, 2022, People's United Financial, Inc. operates as a subsidiary of M&T Bank Corporation.

Full PBCT Calculator →

MAFinancials

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. It facilitates the processing of payment transactions, including authorization, clearing, and settlement, as well as delivers other payment-related products and services. The company offers integrated products and value-added services for account holders, merchants, financial institutions, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; prepaid programs and management services; commercial credit and debit payment products and solutions; and payment products and solutions that allow its customers to access funds in deposit and other accounts. It also provides value-added products and services comprising cyber and intelligence solutions for parties to transact, as well as proprietary insights, drawing on principled use of consumer, and merchant data services. In addition, the company offers analytics, test and learn, consulting, managed services, loyalty, processing, and payment gateway solutions for e-commerce merchants. Further, it provides open banking and digital identity platforms services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.

Full MA Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.