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PBCT vs SAP: Dividend Comparison 2026

PBCT yields 68.97% · SAP yields 1.75%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PBCT wins by $4.09M in total portfolio value
10 years
PBCT
PBCT
● Live price
68.97%
Share price
$19.41
Annual div
$13.39
5Y div CAGR
7.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4.15M
Annual income
$1,740,349.80
Full PBCT calculator →
SAP
SAP
● Live price
1.75%
Share price
$169.60
Annual div
$2.97
5Y div CAGR
43.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$59.8K
Annual income
$14,662.40
Full SAP calculator →

Portfolio growth — PBCT vs SAP

📍 PBCT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPBCTSAP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PBCT + SAP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PBCT pays
SAP pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PBCT
Annual income on $10K today (after 15% tax)
$5,862.71/yr
After 10yr DRIP, annual income (after tax)
$1,479,297.33/yr
SAP
Annual income on $10K today (after 15% tax)
$148.85/yr
After 10yr DRIP, annual income (after tax)
$12,463.04/yr
At 15% tax rate, PBCT beats the other by $1,466,834.29/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PBCT + SAP for your $10,000?

PBCT: 50%SAP: 50%
100% SAP50/50100% PBCT
Portfolio after 10yr
$2.10M
Annual income
$877,506.10/yr
Blended yield
41.70%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on SAP right now

PBCT
Analyst Ratings
2
Buy
18
Hold
3
Sell
Consensus: Hold
SAP
Analyst Ratings
22
Buy
14
Hold
7
Sell
Consensus: Buy
Price Target
$415.33
+144.9% upside vs current
Range: $245.00 — $718.00
Altman Z
6.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PBCT buys
2
SAP buys
9
PoliticianChamberTickerTypeAmountDate
Michael McCaul🏢 House$SAP▲ Buy$1,001 - $15,0002026-01-30
Michael McCaul🏢 House$SAP▲ Buy$1,001 - $15,0002026-01-13
Michael McCaul🏢 House$SAP▲ Buy$1,001 - $15,0002025-11-28
Michael McCaul🏢 House$SAP▼ Sell$15,001 - $50,0002025-10-27
Lisa McClain🏢 House$SAP▲ Buy$1,001 - $15,0002025-09-25
Lisa McClain🏢 House$SAP▼ Sell$1,001 - $15,0002025-07-22
Lisa McClain🏢 House$SAP▲ Buy$1,001 - $15,0002025-07-16
Michael McCaul🏢 House$SAP▼ Sell$15,001 - $50,0002025-06-16
Lisa McClain🏢 House$SAP▼ Sell$1,001 - $15,0002025-06-10
Lisa McClain🏢 House$SAP▲ Buy$1,001 - $15,0002025-06-09
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPBCTSAP
Forward yield68.97%1.75%
Annual dividend / share$13.39$2.97
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR7.5%43.3%
Portfolio after 10y$4.15M$59.8K
Annual income after 10y$1,740,349.80$14,662.40
Total dividends collected$3.79M$35.9K
Payment frequencyquarterlyquarterly
SectorStockStock
Analyst consensusHoldBuy

Year-by-year: PBCT vs SAP ($10,000, DRIP)

YearPBCT PortfolioPBCT Income/yrSAP PortfolioSAP Income/yrGap
1← crossover$18,115$7,414.60$10,951$250.94+$7.2KPBCT
2$32,877$13,494.02$12,086$368.04+$20.8KPBCT
3$59,783$24,605.07$13,475$543.96+$46.3KPBCT
4$108,919$44,951.07$15,231$812.29+$93.7KPBCT
5$198,822$82,279.18$17,527$1,229.58+$181.3KPBCT
6$363,636$150,895.63$20,649$1,894.92+$343.0KPBCT
7$666,360$277,269.67$25,084$2,989.80+$641.3KPBCT
8$1,223,474$510,469.01$31,704$4,864.16+$1.19MPBCT
9$2,250,747$941,629.40$42,157$8,233.57+$2.21MPBCT
10$4,148,649$1,740,349.80$59,770$14,662.40+$4.09MPBCT

PBCT vs SAP: Complete Analysis 2026

PBCTStock

People's United Financial, Inc. operates as the bank holding company for People's United Bank, National Association that provides commercial banking, retail banking, and wealth management services to individual, corporate, and municipal customers. The company offers commercial deposit products, commercial real estate lending, middle market and business banking, equipment financing, mortgage warehouse and asset-based lending, treasury management services, and capital market capabilities. It also provides consumer lending, including residential mortgage and home equity lending; and consumer deposit gathering services. In addition, the company offers brokerage, financial and investment advisory, investment management, life insurance, financial management and planning, and non-institutional trust services, as well as cash management, municipal banking, online banking, investment trading, and telephone banking services. As of March 04, 2022, it operated approximately 400 retail locations in Connecticut, New York, Massachusetts, Vermont, New Hampshire, and Maine. The company also operates 562 ATMs. People's United Financial, Inc. was founded in 1842 and is headquartered in Bridgeport, Connecticut. As of April 1, 2022, People's United Financial, Inc. operates as a subsidiary of M&T Bank Corporation.

Full PBCT Calculator →

SAPStock

SAP SE, together with its subsidiaries, provides applications, technology, and services worldwide. It offers SAP S/4HANA that provides software capabilities for finance, risk and project management, procurement, manufacturing, supply chain and asset management, and research and development; SAP SuccessFactors solutions for human resources, including HR and payroll, talent and employee experience management, and people and workforce analytics; and spend management solutions that covers direct and indirect spend, travel and expense, and external workforce management. The company also provides SAP customer experience solutions; SAP Business Technology platform that enables customers and partners to build, integrate, and automate applications; and SAP Business Network, a business-to-business collaboration platform that helps digitalize key business processes across the supply chain and enables communication between trading partners. In addition, it offers SAP Signavio to help customers to discover, analyze, and understand their business process operations; SAP's industry cloud solutions that provides modular solutions addressing industry-specific functions; Taulia solutions for working capital management to help enable customers mitigate the effects of inflation by providing visibility into working capital and access to liquidity; and sustainability solutions and services. SAP SE was founded in 1972 and is headquartered in Walldorf, Germany.

Full SAP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.