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PBCT vs SM: Dividend Comparison 2026

PBCT yields 68.97% · SM yields 2.55%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SM wins by $187.41M in total portfolio value· pulled ahead in Year 8
10 years
PBCT
PBCT
● Live price
68.97%
Share price
$19.41
Annual div
$13.39
5Y div CAGR
7.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4.15M
Annual income
$1,740,349.80
Full PBCT calculator →
SM
SM
● Live price
2.55%
Share price
$32.13
Annual div
$0.82
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$191.56M
Annual income
$178,145,793.19
Full SM calculator →

Portfolio growth — PBCT vs SM

📍 SM pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPBCTSM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PBCT + SM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PBCT pays
SM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PBCT
Annual income on $10K today (after 15% tax)
$5,862.71/yr
After 10yr DRIP, annual income (after tax)
$1,479,297.33/yr
SM
Annual income on $10K today (after 15% tax)
$216.93/yr
After 10yr DRIP, annual income (after tax)
$151,423,924.21/yr
At 15% tax rate, SM beats the other by $149,944,626.88/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PBCT + SM for your $10,000?

PBCT: 50%SM: 50%
100% SM50/50100% PBCT
Portfolio after 10yr
$97.85M
Annual income
$89,943,071.50/yr
Blended yield
91.92%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on SM right now

PBCT
Analyst Ratings
2
Buy
18
Hold
3
Sell
Consensus: Hold
SM
Analyst Ratings
31
Buy
17
Hold
5
Sell
Consensus: Buy
Price Target
$29.00
-9.7% upside vs current
Range: $19.00 — $49.00
Altman Z
1.7
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PBCT buys
0
SM buys
1
PoliticianChamberTickerTypeAmountDate
Chris Jacobs🏢 House$SM▼ Sell$1,001 - $15,0002022-07-18
Chris Jacobs🏢 House$SM▲ Buy$1,001 - $15,0002022-04-11
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPBCTSM
Forward yield68.97%2.55%
Annual dividend / share$13.39$0.82
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR7.5%100%
Portfolio after 10y$4.15M$191.56M
Annual income after 10y$1,740,349.80$178,145,793.19
Total dividends collected$3.79M$190.53M
Payment frequencyquarterlyquarterly
SectorStockEnergy
Analyst consensusHoldBuy

Year-by-year: PBCT vs SM ($10,000, DRIP)

YearPBCT PortfolioPBCT Income/yrSM PortfolioSM Income/yrGap
1$18,115$7,414.60$11,210$510.43+$6.9KPBCT
2$32,877$13,494.02$13,065$1,069.55+$19.8KPBCT
3$59,783$24,605.07$16,309$2,329.84+$43.5KPBCT
4$108,919$44,951.07$22,887$5,436.27+$86.0KPBCT
5$198,822$82,279.18$38,749$14,259.57+$160.1KPBCT
6$363,636$150,895.63$86,586$45,125.35+$277.1KPBCT
7$666,360$277,269.67$281,125$188,477.75+$385.2KPBCT
8← crossover$1,223,474$510,469.01$1,444,621$1,143,816.65$221.1KSM
9$2,250,747$941,629.40$12,532,176$10,986,431.99$10.28MSM
10$4,148,649$1,740,349.80$191,555,222$178,145,793.19$187.41MSM

PBCT vs SM: Complete Analysis 2026

PBCTStock

People's United Financial, Inc. operates as the bank holding company for People's United Bank, National Association that provides commercial banking, retail banking, and wealth management services to individual, corporate, and municipal customers. The company offers commercial deposit products, commercial real estate lending, middle market and business banking, equipment financing, mortgage warehouse and asset-based lending, treasury management services, and capital market capabilities. It also provides consumer lending, including residential mortgage and home equity lending; and consumer deposit gathering services. In addition, the company offers brokerage, financial and investment advisory, investment management, life insurance, financial management and planning, and non-institutional trust services, as well as cash management, municipal banking, online banking, investment trading, and telephone banking services. As of March 04, 2022, it operated approximately 400 retail locations in Connecticut, New York, Massachusetts, Vermont, New Hampshire, and Maine. The company also operates 562 ATMs. People's United Financial, Inc. was founded in 1842 and is headquartered in Bridgeport, Connecticut. As of April 1, 2022, People's United Financial, Inc. operates as a subsidiary of M&T Bank Corporation.

Full PBCT Calculator →

SMEnergy

SM Energy Company, an independent energy company, engages in the acquisition, exploration, development, and production of oil, natural gas, and natural gas liquids in the state of Texas. As of February 24, 2022, it had 492.0 million barrels of oil equivalent of estimated proved reserves. It also has working interests in 825 gross productive oil wells and 483 gross productive gas wells in the Midland Basin and South Texas. The company was formerly known as St. Mary Land & Exploration Company and changed its name to SM Energy Company in May 2010. SM Energy Company was founded in 1908 and is headquartered in Denver, Colorado.

Full SM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.