HomeComparePBCT vs WSO

PBCT vs WSO: Dividend Comparison 2026

PBCT yields 68.97% · WSO yields 3.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PBCT wins by $2.14M in total portfolio value
10 years
PBCT
PBCT
● Live price
68.97%
Share price
$19.41
Annual div
$13.39
5Y div CAGR
7.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4.15M
Annual income
$1,740,349.80
Full PBCT calculator →
WSO
WSO
● Live price
3.44%
Share price
$348.91
Annual div
$12.00
5Y div CAGR
65%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2.01M
Annual income
$1,453,019.57
Full WSO calculator →

Portfolio growth — PBCT vs WSO

📍 PBCT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPBCTWSO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PBCT + WSO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PBCT pays
WSO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PBCT
Annual income on $10K today (after 15% tax)
$5,862.71/yr
After 10yr DRIP, annual income (after tax)
$1,479,297.33/yr
WSO
Annual income on $10K today (after 15% tax)
$292.34/yr
After 10yr DRIP, annual income (after tax)
$1,235,066.63/yr
At 15% tax rate, PBCT beats the other by $244,230.70/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PBCT + WSO for your $10,000?

PBCT: 50%WSO: 50%
100% WSO50/50100% PBCT
Portfolio after 10yr
$3.08M
Annual income
$1,596,684.68/yr
Blended yield
51.86%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on WSO right now

PBCT
Analyst Ratings
2
Buy
18
Hold
3
Sell
Consensus: Hold
WSO
Analyst Ratings
8
Buy
16
Hold
2
Sell
Consensus: Hold
Price Target
$378.50
+8.5% upside vs current
Range: $349.00 — $425.00
Altman Z
10.0
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PBCT buys
0
WSO buys
0
No recent congressional trades found for PBCT or WSO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPBCTWSO
Forward yield68.97%3.44%
Annual dividend / share$13.39$12.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR7.5%65%
Portfolio after 10y$4.15M$2.01M
Annual income after 10y$1,740,349.80$1,453,019.57
Total dividends collected$3.79M$1.93M
Payment frequencyquarterlyquarterly
SectorStockStock
Analyst consensusHoldHold

Year-by-year: PBCT vs WSO ($10,000, DRIP)

YearPBCT PortfolioPBCT Income/yrWSO PortfolioWSO Income/yrGap
1← crossover$18,115$7,414.60$11,267$567.48+$6.8KPBCT
2$32,877$13,494.02$13,042$986.00+$19.8KPBCT
3$59,783$24,605.07$15,715$1,759.96+$44.1KPBCT
4$108,919$44,951.07$20,085$3,270.17+$88.8KPBCT
5$198,822$82,279.18$27,936$6,445.13+$170.9KPBCT
6$363,636$150,895.63$43,716$13,823.69+$319.9KPBCT
7$666,360$277,269.67$80,133$33,357.25+$586.2KPBCT
8$1,223,474$510,469.01$180,032$94,289.78+$1.04MPBCT
9$2,250,747$941,629.40$519,300$326,665.44+$1.73MPBCT
10$4,148,649$1,740,349.80$2,008,670$1,453,019.57+$2.14MPBCT

PBCT vs WSO: Complete Analysis 2026

PBCTStock

People's United Financial, Inc. operates as the bank holding company for People's United Bank, National Association that provides commercial banking, retail banking, and wealth management services to individual, corporate, and municipal customers. The company offers commercial deposit products, commercial real estate lending, middle market and business banking, equipment financing, mortgage warehouse and asset-based lending, treasury management services, and capital market capabilities. It also provides consumer lending, including residential mortgage and home equity lending; and consumer deposit gathering services. In addition, the company offers brokerage, financial and investment advisory, investment management, life insurance, financial management and planning, and non-institutional trust services, as well as cash management, municipal banking, online banking, investment trading, and telephone banking services. As of March 04, 2022, it operated approximately 400 retail locations in Connecticut, New York, Massachusetts, Vermont, New Hampshire, and Maine. The company also operates 562 ATMs. People's United Financial, Inc. was founded in 1842 and is headquartered in Bridgeport, Connecticut. As of April 1, 2022, People's United Financial, Inc. operates as a subsidiary of M&T Bank Corporation.

Full PBCT Calculator →

WSOStock

Watsco, Inc., together with its subsidiaries, distributes air conditioning, heating, refrigeration equipment, and related parts and supplies. The company distributes equipment comprising residential ducted and ductless air conditioners, such as gas, electric, and oil furnaces; commercial air conditioning and heating equipment systems; and other specialized equipment. It also offers parts, including replacement compressors, evaporator coils, motors, and other component parts; and supplies, such as thermostats, insulation materials, refrigerants, ductworks, grills, registers, sheet metals, tools, copper tubing, concrete pads, tapes, adhesives, and other ancillary supplies, as well as plumbing and bathroom remodeling supplies. The company serves contractors and dealers that service the replacement and new construction markets for residential and light commercial central air conditioning, heating, and refrigeration systems. As of December 31, 2021, it operated from 671 locations in the United States, Canada, Mexico, and Puerto Rico, as well as exports its products to Latin America and the Caribbean Basin. Watsco, Inc. was founded in 1945 and is headquartered in Miami, Florida.

Full WSO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.