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PBDC vs FCPT: Dividend Comparison 2026

PBDC yields 11.69% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FCPT wins by $5.8K in total portfolio value· pulled ahead in Year 8
10 years
PBDC
PBDC
● Live price
11.69%
Share price
$27.58
Annual div
$3.22
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.3K
Annual income
$2,425.60
Full PBDC calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — PBDC vs FCPT

📍 FCPT pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPBDCFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PBDC + FCPT cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
PBDC pays
FCPT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PBDC
Annual income on $10K today (after 15% tax)
$993.44/yr
After 10yr DRIP, annual income (after tax)
$2,061.76/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, FCPT beats the other by $2,847.23/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PBDC + FCPT for your $10,000?

PBDC: 50%FCPT: 50%
100% FCPT50/50100% PBDC
Portfolio after 10yr
$46.2K
Annual income
$4,100.44/yr
Blended yield
8.88%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

PBDC
No analyst data
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PBDC buys
0
FCPT buys
0
No recent congressional trades found for PBDC or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPBDCFCPT
Forward yield11.69% ✓6.05%
Annual dividend / share$3.22 ✓$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%15.8% ✓
Portfolio after 10y$43.3K$49.1K ✓
Annual income after 10y$2,425.60$5,775.28 ✓
Total dividends collected$17.8K$24.1K ✓
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: PBDC vs FCPT ($10,000, DRIP)

YearPBDC PortfolioPBDC Income/yrFCPT PortfolioFCPT Income/yrGap
1$11,869$1,168.76$11,401$700.92+$468.00 → PBDC
2$13,996$1,296.42$13,064$864.84+$932.00 → PBDC
3$16,404$1,428.76$15,051$1,072.48+$1.4K → PBDC
4$19,118$1,565.07$17,442$1,337.22+$1.7K → PBDC
5$22,161$1,704.62$20,340$1,677.08+$1.8K → PBDC
6$25,559$1,846.67$23,880$2,116.57+$1.7K → PBDC
7$29,338$1,990.49$28,241$2,689.36+$1.1K → PBDC
8← crossover$33,527$2,135.36$33,660$3,442.07$133.00 → FCPT
9$38,155$2,280.62$40,456$4,439.95$2.3K → FCPT
10$43,251$2,425.60$49,063$5,775.28$5.8K → FCPT

PBDC vs FCPT: Complete Analysis 2026

PBDC — Stock

The fund seeks current income. The fund invests mainly in BDCs (business development companies) that contribute to stability of dividend income and return potential.

Full PBDC Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.