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PBFR vs SPHD: Dividend Comparison 2026

PBFR yields 0.01% · SPHD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $8.4K in total portfolio value
10 years
PBFR
PBFR
● Live price
0.01%
Share price
$29.00
Annual div
$0.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.7K
Annual income
$0.86
Full PBFR calculator →
SPHD
SPHD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SPHD calculator →

Portfolio growth — PBFR vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPBFRSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PBFR + SPHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
PBFR pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PBFR
Annual income on $10K today (after 15% tax)
$0.73/yr
After 10yr DRIP, annual income (after tax)
$0.73/yr
SPHD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, SPHD beats the other by $763.58/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PBFR + SPHD for your $10,000?

PBFR: 50%SPHD: 50%
100% SPHD50/50100% PBFR
Portfolio after 10yr
$23.9K
Annual income
$450.03/yr
Blended yield
1.89%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PBFR buys
0
SPHD buys
0
No recent congressional trades found for PBFR or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPBFRSPHD
Forward yield0.01%4.00% ✓
Annual dividend / share$0.00$2.00 ✓
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$19.7K$28.0K ✓
Annual income after 10y$0.86$899.19 ✓
Total dividends collected$9.00 ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PBFR vs SPHD ($10,000, DRIP)

YearPBFR PortfolioPBFR Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,701$0.86$11,120$420.00$419.00 → SPHD
2$11,451$0.86$12,357$458.31$906.00 → SPHD
3$12,253$0.86$13,721$499.76$1.5K → SPHD
4$13,112$0.86$15,227$544.58$2.1K → SPHD
5$14,030$0.86$16,885$593.02$2.9K → SPHD
6$15,013$0.86$18,713$645.34$3.7K → SPHD
7$16,065$0.86$20,724$701.81$4.7K → SPHD
8$17,191$0.86$22,938$762.73$5.7K → SPHD
9$18,395$0.86$25,372$828.41$7.0K → SPHD
10$19,683$0.86$28,047$899.19$8.4K → SPHD

PBFR vs SPHD: Complete Analysis 2026

PBFR — Stock

The fund seeks to achieve its investment objective by providing investors with U.S. large-cap equity market exposure through a “laddered portfolio” of twelve PGIM S&P 500 Buffer 20 ETFs (the “Underlying ETFs”). Under normal market conditions, the fund invests at least 80% of its net assets (plus any borrowings for investment purposes) in ETFs.

Full PBFR Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.