Is PBIP or VYM a better dividend investment in 2026?

PBIP currently yields 20.80% with a 5% 5-year dividend growth rate. VYM yields 2.37% with 7.8% growth. The better choice depends on your goal: PBIP offers higher current income.

What is the dividend yield difference between PBIP and VYM?

PBIP has a forward dividend yield of 20.80% ($3.15/share annually). VYM yields 2.37% ($3.51/share annually). The yield gap is 18.43 percentage points.

Home › Compare › PBIP vs VYM

PBIP vs VYM: Dividend Comparison 2026

PBIP yields 20.80% · VYM yields 2.37%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PBIP wins by $80854322.85M in total portfolio value

INVESTMENT

TIME HORIZON10 years

PBIP

● Live price

20.80%

Share price

$15.13

Annual div

$3.15

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$80854322.88M

Annual income

$80,114,400,712,928.86

Full PBIP calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.37%

Share price

$148.10

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$272.94

Full VYM calculator →

Portfolio growth — PBIP vs VYM

📍 PBIP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PBIP	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PBIP + VYM cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PBIP pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PBIP

Annual income on $10K today (after 15% tax)

$1,768.00/yr

After 10yr DRIP, annual income (after tax)

$68,097,240,605,989.53/yr

VYM

Annual income on $10K today (after 15% tax)

$201.60/yr

After 10yr DRIP, annual income (after tax)

$232.00/yr

At 15% tax rate, PBIP beats the other by $68,097,240,605,757.53/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PBIP + VYM for your $10,000?

PBIP: 50%VYM: 50%

100% VYM50/50100% PBIP

Portfolio after 10yr

$40427161.45M

Annual income

$40,057,200,356,600.90/yr

Blended yield

99.08%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PBIP buys

VYM buys

No recent congressional trades found for PBIP or VYM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPBIPVYM

Forward yield	20.80% ✓	2.37%
Annual dividend / share	$3.15	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$80854322.88M ✓	$27.8K
Annual income after 10y	$80,114,400,712,928.86 ✓	$272.94
Total dividends collected	$80805125.26M ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PBIP vs VYM ($10,000, DRIP)

Year	PBIP Portfolio	PBIP Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$14,860	$4,159.99	$11,147	$237.17	+$3.7K → PBIP
2	$27,455	$11,554.66	$12,404	$242.33	+$15.1K → PBIP
3	$69,280	$39,902.84	$13,780	$247.16	+$55.5K → PBIP
4	$262,336	$188,207.09	$15,285	$251.67	+$247.1K → PBIP
5	$1,612,795	$1,332,095.73	$16,932	$255.88	+$1.60M → PBIP
6	$17,033,137	$15,307,446.25	$18,733	$259.81	+$17.01M → PBIP
7	$320,404,486	$302,179,029.22	$20,701	$263.46	+$320.38M → PBIP
8	$10,967,479,044	$10,624,646,244.19	$22,852	$266.86	+$10967.46M → PBIP
9	$691,516,045,914	$679,780,843,336.66	$25,201	$270.01	+$691516.02M → PBIP
10	$80,854,322,882,057	$80,114,400,712,928.86	$27,768	$272.94	+$80854322.85M → PBIP

PBIP vs VYM: Complete Analysis 2026

PBIP — Stock

Prudential Bancorp, Inc. operates as the bank holding company for Prudential Bank that provides various banking products or services. The company accepts interest-bearing and non-interest-bearing checking, money market, savings, and certificates of deposit accounts. Its loan portfolio comprises single-family residential mortgage loans, construction and land development loans, non-residential or commercial real estate mortgage loans, home equity loans and lines of credit, and commercial business loans, as well as consumer loans, such as loans secured by deposit accounts and unsecured personal loans. The company also manages a portfolio of investment and mortgage-backed securities; and provides ATM, and online and mobile banking services. It operates a main office in Philadelphia, Pennsylvania, as well as nine additional full-service branch offices, including seven in Philadelphia, Philadelphia County; one in Drexel Hill, Delaware County; and one in Huntingdon Valley, Montgomery County, Pennsylvania. Prudential Bancorp, Inc. was incorporated in 1886 and is headquartered in Philadelphia, Pennsylvania.

Full PBIP Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.