HomeComparePBKC vs JEPI

PBKC vs JEPI: Dividend Comparison 2026

PBKC yields 1.67% · JEPI yields 8.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PBKC wins by $29.90M in total portfolio value· pulled ahead in Year 3
10 years
PBKC
PBKC
● Live price
1.67%
Share price
$78.01
Annual div
$1.30
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.93M
Annual income
$26,836,732.63
Full PBKC calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.40%
Share price
$56.68
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$1,528.62
Full JEPI calculator →

Portfolio growth — PBKC vs JEPI

📍 PBKC pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPBKCJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PBKC + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PBKC pays
JEPI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PBKC
Annual income on $10K today (after 15% tax)
$141.65/yr
After 10yr DRIP, annual income (after tax)
$22,811,222.74/yr
JEPI
Annual income on $10K today (after 15% tax)
$714.16/yr
After 10yr DRIP, annual income (after tax)
$1,299.33/yr
At 15% tax rate, PBKC beats the other by $22,809,923.41/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PBKC + JEPI for your $10,000?

PBKC: 50%JEPI: 50%
100% JEPI50/50100% PBKC
Portfolio after 10yr
$14.98M
Annual income
$13,419,130.62/yr
Blended yield
89.58%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PBKC buys
0
JEPI buys
0
No recent congressional trades found for PBKC or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPBKCJEPI
Forward yield1.67%8.40%
Annual dividend / share$1.30$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$29.93M$29.0K
Annual income after 10y$26,836,732.63$1,528.62
Total dividends collected$29.67M$11.7K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: PBKC vs JEPI ($10,000, DRIP)

YearPBKC PortfolioPBKC Income/yrJEPI PortfolioJEPI Income/yrGap
1$11,033$333.29$11,260$840.19$227.00JEPI
2$12,493$687.34$12,641$907.94$148.00JEPI
3← crossover$14,822$1,454.73$14,150$978.20+$672.00PBKC
4$19,086$3,226.07$15,795$1,050.85+$3.3KPBKC
5$28,186$7,764.60$17,584$1,125.74+$10.6KPBKC
6$51,593$21,433.56$19,526$1,202.74+$32.1KPBKC
7$128,536$73,331.65$21,628$1,281.69+$106.9KPBKC
8$479,019$341,485.34$23,898$1,362.43+$455.1KPBKC
9$2,891,283$2,378,732.62$26,347$1,444.79+$2.86MPBKC
10$29,930,405$26,836,732.63$28,982$1,528.62+$29.90MPBKC

PBKC vs JEPI: Complete Analysis 2026

PBKCStock

Pioneer Bankcorp, Inc. operates as the bank holding company for First Bank that provides banking products and services. The company offers checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts; and home mortgage loans, home equity lines of credit, auto loans, term loans, commercial real estate loans, equipment loans, and agriculture loans, as well as credit cards. It also provides account services, including digital banking, debit cards, and identity theft protection; and merchant card, remote deposit capture, automated clearing house, and sweep services, as well as financial planning and the sale of brokerage service products. Pioneer Bankcorp, Inc. was founded in 1922 and is based in Clewiston, Florida.

Full PBKC Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.