Is PBKX or XYLD a better dividend investment in 2026?

PBKX currently yields 15.44% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: PBKX offers higher current income.

What is the dividend yield difference between PBKX and XYLD?

PBKX has a forward dividend yield of 15.44% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 4.46 percentage points.

Home › Compare › PBKX vs XYLD

PBKX vs XYLD: Dividend Comparison 2026

PBKX yields 15.44% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PBKX wins by $29.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PBKX

● Live price

15.44%

Share price

$12.95

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$55.0K

Annual income

$4,003.20

Full PBKX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — PBKX vs XYLD

📍 PBKX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PBKX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PBKX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PBKX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PBKX

Annual income on $10K today (after 15% tax)

$1,312.74/yr

After 10yr DRIP, annual income (after tax)

$3,402.72/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, PBKX beats the other by $666.55/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PBKX + XYLD for your $10,000?

PBKX: 50%XYLD: 50%

100% XYLD50/50100% PBKX

Portfolio after 10yr

$40.1K

Annual income

$3,611.11/yr

Blended yield

9.00%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PBKX buys

XYLD buys

No recent congressional trades found for PBKX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPBKXXYLD

Forward yield	15.44% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$55.0K ✓	$25.3K
Annual income after 10y	$4,003.20 ✓	$3,219.02
Total dividends collected	$27.1K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PBKX vs XYLD ($10,000, DRIP)

Year	PBKX Portfolio	PBKX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,244	$1,544.40	$10,818	$1,098.39	+$1.4K → PBKX
2	$14,869	$1,767.32	$11,738	$1,222.51	+$3.1K → PBKX
3	$17,915	$2,005.72	$12,774	$1,364.64	+$5.1K → PBKX
4	$21,428	$2,258.57	$13,944	$1,527.86	+$7.5K → PBKX
5	$25,453	$2,524.68	$15,270	$1,715.87	+$10.2K → PBKX
6	$30,037	$2,802.69	$16,775	$1,933.09	+$13.3K → PBKX
7	$35,231	$3,091.11	$18,490	$2,184.87	+$16.7K → PBKX
8	$41,085	$3,388.41	$20,450	$2,477.63	+$20.6K → PBKX
9	$47,654	$3,692.97	$22,697	$2,819.19	+$25.0K → PBKX
10	$54,993	$4,003.20	$25,280	$3,219.02	+$29.7K → PBKX

PBKX vs XYLD: Complete Analysis 2026

PBKX — Stock

Partners Bank of California provides personal and business banking products and services to individuals and businesses in California. The company offers checking, savings, money market, and NOW accounts; certificates of deposits; treasury management services; business credit cards; buy-in loans; banking services for physicians; and online and mobile banking services. It also provides commercial lending solutions, including commercial real estate, business, construction, and small business administration and government guaranteed loans, as well as commercial lines of credit. The company was incorporated in 2007 and is headquartered in Mission Viejo, California.

Full PBKX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.