HomeComparePBNK vs DIVO

PBNK vs DIVO: Dividend Comparison 2026

PBNK yields 12.31% · DIVO yields 6.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PBNK wins by $14.3K in total portfolio value
10 years
PBNK
PBNK
● Live price
12.31%
Share price
$16.25
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.0K
Annual income
$2,650.82
Full PBNK calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — PBNK vs DIVO

📍 PBNK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPBNKDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PBNK + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PBNK pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PBNK
Annual income on $10K today (after 15% tax)
$1,046.15/yr
After 10yr DRIP, annual income (after tax)
$2,253.20/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, PBNK beats the other by $1,418.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PBNK + DIVO for your $10,000?

PBNK: 50%DIVO: 50%
100% DIVO50/50100% PBNK
Portfolio after 10yr
$37.9K
Annual income
$1,816.25/yr
Blended yield
4.80%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PBNK buys
0
DIVO buys
0
No recent congressional trades found for PBNK or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPBNKDIVO
Forward yield12.31%6.49%
Annual dividend / share$2.00$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$45.0K$30.7K
Annual income after 10y$2,650.82$981.68
Total dividends collected$19.2K$8.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PBNK vs DIVO ($10,000, DRIP)

YearPBNK PortfolioPBNK Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$11,931$1,230.77$11,349$649.42+$582.00PBNK
2$14,138$1,372.34$12,833$688.83+$1.3KPBNK
3$16,648$1,519.87$14,459$727.90+$2.2KPBNK
4$19,486$1,672.56$16,238$766.49+$3.2KPBNK
5$22,679$1,829.61$18,179$804.47+$4.5KPBNK
6$26,257$1,990.16$20,293$841.71+$6.0KPBNK
7$30,248$2,153.37$22,591$878.14+$7.7KPBNK
8$34,684$2,318.42$25,087$913.65+$9.6KPBNK
9$39,597$2,484.50$27,791$948.18+$11.8KPBNK
10$45,019$2,650.82$30,718$981.68+$14.3KPBNK

PBNK vs DIVO: Complete Analysis 2026

PBNKStock

Pinnacle Bank, a commercial bank, provides various depository and credit services in Santa Clara, San Benito, and Monterey counties. The company offers checking, savings, money market, sweep, and individual retirement accounts, as well as certificates of deposit and certificates of deposit account registry services. It also provides home equity lines of credit and single family home construction loans; and loans and lines of credit, letters of credit, commercial real estate, and government assisted loans, as well as credit cards. In addition, the company offers automated teller machine cards/debit cards, debit card protection products, and safe deposit boxes; cash management products, such as online and mobile banking, online bill payment, mobile check deposit, automated clearing house (ACH) origination, remote deposit capture, night depository box, positive pay, ACH fraud filter, merchant card processing, wire transfer, and foreign currency services; and asset based lending covering accounts receivable financing, factoring, and purchase order financing services. It serves individual and business customers, as well as nonprofit organizations in Morgan Hill, Gilroy, Salinas, and Campbell. Pinnacle Bank was founded in 2005 and is headquartered in Gilroy, California.

Full PBNK Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.