HomeComparePBNK vs JEPQ

PBNK vs JEPQ: Dividend Comparison 2026

PBNK yields 12.31% · JEPQ yields 11.10%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PBNK wins by $232.00 in total portfolio value
10 years
PBNK
PBNK
● Live price
12.31%
Share price
$16.25
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.0K
Annual income
$2,650.82
Full PBNK calculator →
JEPQ
JPMorgan Nasdaq Equity Premium Income ETF
● Live price
11.10%
Share price
$55.52
Annual div
$6.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.8K
Annual income
$2,152.59
Full JEPQ calculator →

Portfolio growth — PBNK vs JEPQ

📍 PBNK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPBNKJEPQ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PBNK + JEPQ cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PBNK pays
JEPQ pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PBNK
Annual income on $10K today (after 15% tax)
$1,046.15/yr
After 10yr DRIP, annual income (after tax)
$2,253.20/yr
JEPQ
Annual income on $10K today (after 15% tax)
$943.83/yr
After 10yr DRIP, annual income (after tax)
$1,829.70/yr
At 15% tax rate, PBNK beats the other by $423.50/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PBNK + JEPQ for your $10,000?

PBNK: 50%JEPQ: 50%
100% JEPQ50/50100% PBNK
Portfolio after 10yr
$44.9K
Annual income
$2,401.70/yr
Blended yield
5.35%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PBNK buys
0
JEPQ buys
0
No recent congressional trades found for PBNK or JEPQ in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPBNKJEPQ
Forward yield12.31%11.10%
Annual dividend / share$2.00$6.16
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$45.0K$44.8K
Annual income after 10y$2,650.82$2,152.59
Total dividends collected$19.2K$16.3K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: PBNK vs JEPQ ($10,000, DRIP)

YearPBNK PortfolioPBNK Income/yrJEPQ PortfolioJEPQ Income/yrGap
1← crossover$11,931$1,230.77$11,930$1,110.39+$1.00PBNK
2$14,138$1,372.34$14,133$1,224.34+$5.00PBNK
3$16,648$1,519.87$16,632$1,340.46+$16.00PBNK
4$19,486$1,672.56$19,454$1,457.97+$32.00PBNK
5$22,679$1,829.61$22,626$1,576.08+$53.00PBNK
6$26,257$1,990.16$26,175$1,694.09+$82.00PBNK
7$30,248$2,153.37$30,133$1,811.32+$115.00PBNK
8$34,684$2,318.42$34,531$1,927.17+$153.00PBNK
9$39,597$2,484.50$39,403$2,041.08+$194.00PBNK
10$45,019$2,650.82$44,787$2,152.59+$232.00PBNK

PBNK vs JEPQ: Complete Analysis 2026

PBNKStock

Pinnacle Bank, a commercial bank, provides various depository and credit services in Santa Clara, San Benito, and Monterey counties. The company offers checking, savings, money market, sweep, and individual retirement accounts, as well as certificates of deposit and certificates of deposit account registry services. It also provides home equity lines of credit and single family home construction loans; and loans and lines of credit, letters of credit, commercial real estate, and government assisted loans, as well as credit cards. In addition, the company offers automated teller machine cards/debit cards, debit card protection products, and safe deposit boxes; cash management products, such as online and mobile banking, online bill payment, mobile check deposit, automated clearing house (ACH) origination, remote deposit capture, night depository box, positive pay, ACH fraud filter, merchant card processing, wire transfer, and foreign currency services; and asset based lending covering accounts receivable financing, factoring, and purchase order financing services. It serves individual and business customers, as well as nonprofit organizations in Morgan Hill, Gilroy, Salinas, and Campbell. Pinnacle Bank was founded in 2005 and is headquartered in Gilroy, California.

Full PBNK Calculator →

JEPQETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.