Is PBSK or RYLD a better dividend investment in 2026?

PBSK currently yields 7.90% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between PBSK and RYLD?

PBSK has a forward dividend yield of 7.90% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 4.24 percentage points.

Home › Compare › PBSK vs RYLD

PBSK vs RYLD: Dividend Comparison 2026

PBSK yields 7.90% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PBSK wins by $3.30M in total portfolio value· pulled ahead in Year 2

INVESTMENT

TIME HORIZON10 years

PBSK

● Live price

7.90%

Share price

$25.31

Annual div

$2.00

5Y div CAGR

50.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$3.35M

Annual income

$2,346,361.33

Full PBSK calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — PBSK vs RYLD

📍 PBSK pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PBSK	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PBSK + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PBSK pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PBSK

Annual income on $10K today (after 15% tax)

$671.67/yr

After 10yr DRIP, annual income (after tax)

$1,994,407.13/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, PBSK beats the other by $1,992,207.88/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PBSK + RYLD for your $10,000?

PBSK: 50%RYLD: 50%

100% RYLD50/50100% PBSK

Portfolio after 10yr

$1.70M

Annual income

$1,174,474.34/yr

Blended yield

69.28%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PBSK buys

RYLD buys

No recent congressional trades found for PBSK or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPBSKRYLD

Forward yield	7.90%	12.14% ✓
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	50.2% ✓	0%
Portfolio after 10y	$3.35M	$44.5K ✓
Annual income after 10y	$2,346,361.33 ✓	$2,587.35
Total dividends collected	$3.22M	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PBSK vs RYLD ($10,000, DRIP)

Year	PBSK Portfolio	PBSK Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,887	$1,186.88	$11,914	$1,213.65	$27.00 → RYLD
2← crossover	$14,699	$1,980.44	$14,099	$1,351.30	+$600.00 → PBSK
3	$19,166	$3,437.79	$16,580	$1,494.55	+$2.6K → PBSK
4	$26,800	$6,292.18	$19,384	$1,642.61	+$7.4K → PBSK
5	$41,027	$12,350.56	$22,535	$1,794.70	+$18.5K → PBSK
6	$70,439	$26,540.15	$26,063	$1,950.00	+$44.4K → PBSK
7	$139,333	$63,963.92	$29,995	$2,107.69	+$109.3K → PBSK
8	$326,696	$177,609.15	$34,361	$2,266.99	+$292.3K → PBSK
9	$934,139	$584,575.14	$39,194	$2,427.12	+$894.9K → PBSK
10	$3,345,891	$2,346,361.33	$44,525	$2,587.35	+$3.30M → PBSK

PBSK vs RYLD: Complete Analysis 2026

PBSK — Stock

Poage Bankshares, Inc. was the holding company for Town Square Bank, providing community banking services such as deposits, loans, and other financial products to individuals and businesses in Kentucky and Ohio. In 2019, it was acquired by City Holding Company (NASDAQ: CHCO) and ceased independent public trading.

Full PBSK Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.