HomeComparePBY vs FCPT

PBY vs FCPT: Dividend Comparison 2026

PBY yields 8.00% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PBY wins by $15.6K in total portfolio value
10 years
PBY
PBY
● Live price
8.00%
Share price
$25.00
Annual div
$2.00
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$64.7K
Annual income
$9,696.01
Full PBY calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — PBY vs FCPT

📍 PBY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPBYFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PBY + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PBY pays
FCPT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PBY
Annual income on $10K today (after 15% tax)
$680.00/yr
After 10yr DRIP, annual income (after tax)
$8,241.61/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, PBY beats the other by $3,332.62/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PBY + FCPT for your $10,000?

PBY: 50%FCPT: 50%
100% FCPT50/50100% PBY
Portfolio after 10yr
$56.9K
Annual income
$7,735.64/yr
Blended yield
13.60%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

PBY
No analyst data
Altman Z
3.5
Piotroski
5/9
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PBY buys
0
FCPT buys
0
No recent congressional trades found for PBY or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPBYFCPT
Forward yield8.00%6.05%
Annual dividend / share$2.00$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR15.8%15.8%
Portfolio after 10y$64.7K$49.1K
Annual income after 10y$9,696.01$5,775.28
Total dividends collected$37.4K$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: PBY vs FCPT ($10,000, DRIP)

YearPBY PortfolioPBY Income/yrFCPT PortfolioFCPT Income/yrGap
1← crossover$11,626$926.40$11,401$700.92+$225.00PBY
2$13,606$1,165.65$13,064$864.84+$542.00PBY
3$16,035$1,476.30$15,051$1,072.48+$984.00PBY
4$19,040$1,882.92$17,442$1,337.22+$1.6KPBY
5$22,792$2,419.71$20,340$1,677.08+$2.5KPBY
6$27,523$3,134.83$23,880$2,116.57+$3.6KPBY
7$33,546$4,096.75$28,241$2,689.36+$5.3KPBY
8$41,298$5,403.99$33,660$3,442.07+$7.6KPBY
9$51,389$7,199.94$40,456$4,439.95+$10.9KPBY
10$64,682$9,696.01$49,063$5,775.28+$15.6KPBY

PBY vs FCPT: Complete Analysis 2026

PBYStock

Prospect Capital Corporation is a business development company. It specializes in middle market, mature, mezzanine finance, later stage, emerging growth, leveraged buyouts, refinancing, acquisitions, recapitalizations, turnaround, growth capital, development, capital expenditures and subordinated debt tranches of collateralized loan obligations, cash flow term loans, market place lending and bridge transactions. It also makes real estate investments particularly in multi-family residential real estate asset class. The fund makes secured debt, senior debt, senior and secured term loans, unitranche debt, first-lien and second lien, private debt, private equity, mezzanine debt, and equity investments in private and microcap public businesses. It focuses on both primary origination and secondary loans/portfolios and invests in situations like debt financings for private equity sponsors, acquisitions, dividend recapitalizations, growth financings, bridge loans, cash flow term loans, real estate financings/investments. It also focuses on investing in small-sized and medium-sized private companies rather than large public companies. The fund typically invests across all industry sectors, with a particular expertise in the energy and industrial sectors. It invests in aerospace and defense, chemicals, conglomerate services, consumer services, ecological, electronics, financial services, machinery, manufacturing, media, pharmaceuticals, retail, software, specialty minerals, textiles and leather, transportation, oil and gas production, coal production, materials, industrials, consumer discretionary, information technology, utilities, pipeline, storage, power generation and distribution, renewable and clean energy, oilfield services, healthcare, food and beverage, education, business services, and other select sectors. It prefers to invest in the United States and Canada. The fund seeks to invest between $10 million to $500 million per transaction in companies with EBITDA between $5 million and $150 million, sales value between $25 million and $500 million, and enterprise value between $5 million and $1000 million. It fund also co-invests for larger deals. The fund seeks control acquisitions by providing multiple levels of the capital structure. The fund focuses on sole, agented, club, or syndicated deals.

Full PBY Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
📬

Get this PBY vs FCPT comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PBY vs SCHDPBY vs JEPIPBY vs OPBY vs KOPBY vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.